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Crescira AVM · estimated value Medium confidence
HK$2.45M
≈ HK$8,698 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$245K, with repayments around HK$10,699/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$10,068
−HK$631/mo
▼ 0.25% · 3.875%
HK$10,381
−HK$318/mo
Today · 4.125%
HK$10,699
baseline
▲ 0.50% · 4.625%
HK$11,350
+HK$651/mo

Deposit HK$245K · loan HK$2.21M · min. income ≈ HK$21,398/mo (50% DSR)

Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Ngau Tau Kok Station
≈ 5 min walk · 386 m
Education
45
schools within 1 km (17 within 500 m)
Daily convenience
46
within 1 km (18 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
68
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 68 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
7
Saleable Area
282 Saleable ft²
Gross Area
402 ft²
Efficiency
70%
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2008-03-31 HK$1.07M +0.2%
2008-03-31 HK$1.07M +7.9%
0.2y
2008-01-28 HK$990K +0.5%
2008-01-28 HK$985K +8.2%
5.4y
2007-10-29 HK$910K +0.2%
2007-10-29 HK$908K +51.3%
5.1y
2007-07-31 HK$600K +71.4%
4.9y
2002-08-28 HK$350K −61.1%
1996-05-28 HK$900K
Data sourced from Renavon.com