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At today's rate and a 90% mortgage, the deposit on this unit is about HK$284K, with repayments around HK$12,375/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$284K · loan HK$2.55M · min. income ≈ HK$24,750/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- 3
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 70%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2009-09-25 | HK$1.28M | +4.9% 0.3y |
| 2009-05-27 | HK$1.22M | +35.6% 11.1y |
| 2009-02-05 | HK$900K | +0.0% 10.8y |
| 1998-05-13 | HK$900K | — |