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At today's rate and a 90% mortgage, the deposit on this unit is about HK$246K, with repayments around HK$10,718/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$246K · loan HK$2.21M · min. income ≈ HK$21,436/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 6
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 70%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-03-21 | HK$2.88M | +350.0% 11.9y |
| 2005-05-07 | HK$640K | +14.3% 0.2y |
| 2005-02-24 | HK$560K | +3.7% |
| 2004-07-02 | HK$540K | −40.0% |
| 1996-11-04 | HK$900K | — |