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At today's rate and a 90% mortgage, the deposit on this unit is about HK$253K, with repayments around HK$11,044/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$253K · loan HK$2.28M · min. income ≈ HK$22,088/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- 6
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 69%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-22 | HK$2.10M | +90.9% 16.3y |
| 2009-06-22 | HK$1.10M | +32.5% 1.5y |
| 2007-12-14 | HK$830K | +38.3% 2.9y |
| 2005-01-28 | HK$600K | −55.2% |
| 1997-04-11 | HK$1.34M | +42.6% |
| 1996-05-01 | HK$940K | — |