▼ 0.50% · 3.625%
HK$4,003
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,127
−HK$127/mo
Today · 4.125%
HK$4,254
baseline
▲ 0.50% · 4.625%
HK$4,513
+HK$259/mo
Deposit HK$878K · loan HK$878K · min. income ≈ HK$8,508/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$121/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$247/mo
Deposit HK$878K · loan HK$878K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$139/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$285/mo
Deposit HK$790K · loan HK$966K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,899
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$133/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$272/mo
Deposit HK$790K · loan HK$966K · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,804
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,953
−HK$152/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,415
+HK$310/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,344
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$146/mo
Today · 4.125%
HK$5,633
baseline
▲ 0.50% · 4.625%
HK$5,930
+HK$297/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$11,266/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,204
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,366
−HK$164/mo
Today · 4.125%
HK$5,530
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$337/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$11,060/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,789
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,945
−HK$157/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,424
+HK$322/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,778
−HK$178/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,318
+HK$362/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,235
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,402
−HK$169/mo
Today · 4.125%
HK$6,571
baseline
▲ 0.50% · 4.625%
HK$6,918
+HK$347/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$13,142/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,004
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,191
−HK$190/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,769
+HK$388/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,680
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,859
−HK$182/mo
Today · 4.125%
HK$7,041
baseline
▲ 0.50% · 4.625%
HK$7,412
+HK$371/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$14,082/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,405
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,604
−HK$202/mo
Today · 4.125%
HK$6,806
baseline
▲ 0.50% · 4.625%
HK$7,221
+HK$415/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$13,612/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,316
−HK$194/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,906
+HK$396/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,017
−HK$215/mo
Today · 4.125%
HK$7,232
baseline
▲ 0.50% · 4.625%
HK$7,672
+HK$440/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,464/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,571
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,774
−HK$206/mo
Today · 4.125%
HK$7,980
baseline
▲ 0.50% · 4.625%
HK$8,400
+HK$420/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,960/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,205
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,429
−HK$228/mo
Today · 4.125%
HK$7,657
baseline
▲ 0.50% · 4.625%
HK$8,123
+HK$466/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,314/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,016
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,231
−HK$218/mo
Today · 4.125%
HK$8,449
baseline
▲ 0.50% · 4.625%
HK$8,894
+HK$445/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,898/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).