▼ 0.50% · 3.625%
HK$4,429
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,567
−HK$139/mo
Today · 4.125%
HK$4,706
baseline
▲ 0.50% · 4.625%
HK$4,993
+HK$287/mo
Deposit HK$971K · loan HK$971K · min. income ≈ HK$9,412/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,927
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$134/mo
Today · 4.125%
HK$5,193
baseline
▲ 0.50% · 4.625%
HK$5,467
+HK$274/mo
Deposit HK$971K · loan HK$971K · min. income ≈ HK$10,386/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,023
−HK$154/mo
Today · 4.125%
HK$5,177
baseline
▲ 0.50% · 4.625%
HK$5,492
+HK$315/mo
Deposit HK$874K · loan HK$1.07M · min. income ≈ HK$10,354/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$147/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$302/mo
Deposit HK$874K · loan HK$1.07M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,314
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,480
−HK$168/mo
Today · 4.125%
HK$5,648
baseline
▲ 0.50% · 4.625%
HK$5,991
+HK$343/mo
Deposit HK$777K · loan HK$1.17M · min. income ≈ HK$11,296/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,912
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,071
−HK$161/mo
Today · 4.125%
HK$6,232
baseline
▲ 0.50% · 4.625%
HK$6,560
+HK$328/mo
Deposit HK$777K · loan HK$1.17M · min. income ≈ HK$12,464/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,757
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,936
−HK$182/mo
Today · 4.125%
HK$6,118
baseline
▲ 0.50% · 4.625%
HK$6,491
+HK$373/mo
Deposit HK$680K · loan HK$1.26M · min. income ≈ HK$12,236/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,405
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,577
−HK$174/mo
Today · 4.125%
HK$6,751
baseline
▲ 0.50% · 4.625%
HK$7,107
+HK$356/mo
Deposit HK$680K · loan HK$1.26M · min. income ≈ HK$13,502/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,200
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,393
−HK$196/mo
Today · 4.125%
HK$6,589
baseline
▲ 0.50% · 4.625%
HK$6,990
+HK$401/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$13,178/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,898
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,083
−HK$187/mo
Today · 4.125%
HK$7,270
baseline
▲ 0.50% · 4.625%
HK$7,654
+HK$384/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$14,540/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,643
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,850
−HK$210/mo
Today · 4.125%
HK$7,060
baseline
▲ 0.50% · 4.625%
HK$7,489
+HK$429/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$14,120/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,390
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,589
−HK$201/mo
Today · 4.125%
HK$7,790
baseline
▲ 0.50% · 4.625%
HK$8,200
+HK$410/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$15,580/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,086
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,306
−HK$224/mo
Today · 4.125%
HK$7,530
baseline
▲ 0.50% · 4.625%
HK$7,989
+HK$459/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,060/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,883
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,095
−HK$214/mo
Today · 4.125%
HK$8,309
baseline
▲ 0.50% · 4.625%
HK$8,747
+HK$438/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,618/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,529
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,763
−HK$238/mo
Today · 4.125%
HK$8,001
baseline
▲ 0.50% · 4.625%
HK$8,488
+HK$487/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$16,002/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,376
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,600
−HK$228/mo
Today · 4.125%
HK$8,828
baseline
▲ 0.50% · 4.625%
HK$9,294
+HK$466/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,656/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,972
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,220
−HK$252/mo
Today · 4.125%
HK$8,472
baseline
▲ 0.50% · 4.625%
HK$8,987
+HK$515/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,944/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,868
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,106
−HK$242/mo
Today · 4.125%
HK$9,348
baseline
▲ 0.50% · 4.625%
HK$9,840
+HK$492/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,696/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).