▼ 0.50% · 3.625%
HK$4,342
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$137/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$281/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$131/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$269/mo
Deposit HK$952K · loan HK$952K · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,776
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$150/mo
Today · 4.125%
HK$5,075
baseline
▲ 0.50% · 4.625%
HK$5,384
+HK$309/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$10,150/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,313
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,456
−HK$144/mo
Today · 4.125%
HK$5,600
baseline
▲ 0.50% · 4.625%
HK$5,896
+HK$296/mo
Deposit HK$857K · loan HK$1.05M · min. income ≈ HK$11,200/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,210
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$165/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,874
+HK$337/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,796
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,952
−HK$157/mo
Today · 4.125%
HK$6,109
baseline
▲ 0.50% · 4.625%
HK$6,431
+HK$322/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$12,218/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,644
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,820
−HK$178/mo
Today · 4.125%
HK$5,998
baseline
▲ 0.50% · 4.625%
HK$6,363
+HK$365/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$11,996/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,279
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,448
−HK$171/mo
Today · 4.125%
HK$6,619
baseline
▲ 0.50% · 4.625%
HK$6,967
+HK$348/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$13,238/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,079
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,268
−HK$192/mo
Today · 4.125%
HK$6,460
baseline
▲ 0.50% · 4.625%
HK$6,853
+HK$393/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$12,920/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,762
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,944
−HK$184/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,503
+HK$375/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,513
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,715
−HK$206/mo
Today · 4.125%
HK$6,921
baseline
▲ 0.50% · 4.625%
HK$7,342
+HK$421/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$13,842/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,245
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,440
−HK$197/mo
Today · 4.125%
HK$7,637
baseline
▲ 0.50% · 4.625%
HK$8,039
+HK$402/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$15,274/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,947
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,163
−HK$220/mo
Today · 4.125%
HK$7,383
baseline
▲ 0.50% · 4.625%
HK$7,832
+HK$449/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$14,766/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,728
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,936
−HK$210/mo
Today · 4.125%
HK$8,146
baseline
▲ 0.50% · 4.625%
HK$8,575
+HK$429/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$16,292/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,381
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,611
−HK$233/mo
Today · 4.125%
HK$7,844
baseline
▲ 0.50% · 4.625%
HK$8,321
+HK$477/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,688/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,211
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,432
−HK$223/mo
Today · 4.125%
HK$8,655
baseline
▲ 0.50% · 4.625%
HK$9,111
+HK$456/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,310/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,815
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,058
−HK$247/mo
Today · 4.125%
HK$8,305
baseline
▲ 0.50% · 4.625%
HK$8,811
+HK$506/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,610/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,694
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,928
−HK$236/mo
Today · 4.125%
HK$9,164
baseline
▲ 0.50% · 4.625%
HK$9,647
+HK$483/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,328/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).