▼ 0.50% · 3.625%
HK$4,350
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$138/mo
Today · 4.125%
HK$4,623
baseline
▲ 0.50% · 4.625%
HK$4,904
+HK$281/mo
Deposit HK$954K · loan HK$954K · min. income ≈ HK$9,246/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,969
−HK$132/mo
Today · 4.125%
HK$5,101
baseline
▲ 0.50% · 4.625%
HK$5,370
+HK$269/mo
Deposit HK$954K · loan HK$954K · min. income ≈ HK$10,202/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,785
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,934
−HK$151/mo
Today · 4.125%
HK$5,085
baseline
▲ 0.50% · 4.625%
HK$5,394
+HK$309/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$10,170/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,323
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,466
−HK$145/mo
Today · 4.125%
HK$5,611
baseline
▲ 0.50% · 4.625%
HK$5,907
+HK$296/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$11,222/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,220
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,382
−HK$165/mo
Today · 4.125%
HK$5,547
baseline
▲ 0.50% · 4.625%
HK$5,885
+HK$338/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$11,094/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,807
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,963
−HK$158/mo
Today · 4.125%
HK$6,121
baseline
▲ 0.50% · 4.625%
HK$6,444
+HK$323/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$12,242/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,655
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$179/mo
Today · 4.125%
HK$6,010
baseline
▲ 0.50% · 4.625%
HK$6,375
+HK$365/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$12,020/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,460
−HK$171/mo
Today · 4.125%
HK$6,631
baseline
▲ 0.50% · 4.625%
HK$6,981
+HK$350/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$13,262/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,090
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,279
−HK$193/mo
Today · 4.125%
HK$6,472
baseline
▲ 0.50% · 4.625%
HK$6,866
+HK$394/mo
Deposit HK$572K · loan HK$1.34M · min. income ≈ HK$12,944/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,775
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,957
−HK$184/mo
Today · 4.125%
HK$7,141
baseline
▲ 0.50% · 4.625%
HK$7,518
+HK$377/mo
Deposit HK$572K · loan HK$1.34M · min. income ≈ HK$14,282/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,525
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,728
−HK$206/mo
Today · 4.125%
HK$6,934
baseline
▲ 0.50% · 4.625%
HK$7,356
+HK$422/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,868/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,259
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,454
−HK$197/mo
Today · 4.125%
HK$7,651
baseline
▲ 0.50% · 4.625%
HK$8,055
+HK$404/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,302/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,960
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,177
−HK$219/mo
Today · 4.125%
HK$7,396
baseline
▲ 0.50% · 4.625%
HK$7,847
+HK$451/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,792/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,743
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,951
−HK$210/mo
Today · 4.125%
HK$8,161
baseline
▲ 0.50% · 4.625%
HK$8,591
+HK$430/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,322/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,395
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,625
−HK$234/mo
Today · 4.125%
HK$7,859
baseline
▲ 0.50% · 4.625%
HK$8,337
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,718/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,227
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,448
−HK$223/mo
Today · 4.125%
HK$8,671
baseline
▲ 0.50% · 4.625%
HK$9,128
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,342/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,830
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,074
−HK$247/mo
Today · 4.125%
HK$8,321
baseline
▲ 0.50% · 4.625%
HK$8,827
+HK$506/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,642/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,711
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,944
−HK$237/mo
Today · 4.125%
HK$9,181
baseline
▲ 0.50% · 4.625%
HK$9,665
+HK$484/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,362/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).