▼ 0.50% · 3.625%
HK$4,164
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$132/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,694
+HK$269/mo
Deposit HK$913K · loan HK$913K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,632
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,756
−HK$126/mo
Today · 4.125%
HK$4,882
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$258/mo
Deposit HK$913K · loan HK$913K · min. income ≈ HK$9,764/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$144/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,164
+HK$297/mo
Deposit HK$822K · loan HK$1.00M · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,095
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,232
−HK$139/mo
Today · 4.125%
HK$5,371
baseline
▲ 0.50% · 4.625%
HK$5,654
+HK$283/mo
Deposit HK$822K · loan HK$1.00M · min. income ≈ HK$10,742/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,997
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,152
−HK$158/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,633
+HK$323/mo
Deposit HK$730K · loan HK$1.10M · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,559
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,708
−HK$151/mo
Today · 4.125%
HK$5,859
baseline
▲ 0.50% · 4.625%
HK$6,168
+HK$309/mo
Deposit HK$730K · loan HK$1.10M · min. income ≈ HK$11,718/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,413
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$171/mo
Today · 4.125%
HK$5,752
baseline
▲ 0.50% · 4.625%
HK$6,102
+HK$350/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$11,504/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,183
−HK$164/mo
Today · 4.125%
HK$6,347
baseline
▲ 0.50% · 4.625%
HK$6,682
+HK$335/mo
Deposit HK$639K · loan HK$1.19M · min. income ≈ HK$12,694/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,011
−HK$184/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$377/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,485
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$176/mo
Today · 4.125%
HK$6,835
baseline
▲ 0.50% · 4.625%
HK$7,196
+HK$361/mo
Deposit HK$548K · loan HK$1.28M · min. income ≈ HK$13,670/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,246
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,440
−HK$197/mo
Today · 4.125%
HK$6,637
baseline
▲ 0.50% · 4.625%
HK$7,041
+HK$404/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$13,274/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,948
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,135
−HK$189/mo
Today · 4.125%
HK$7,324
baseline
▲ 0.50% · 4.625%
HK$7,710
+HK$386/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$14,648/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,662
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$211/mo
Today · 4.125%
HK$7,080
baseline
▲ 0.50% · 4.625%
HK$7,511
+HK$431/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$14,160/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,412
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,610
−HK$202/mo
Today · 4.125%
HK$7,812
baseline
▲ 0.50% · 4.625%
HK$8,224
+HK$412/mo
Deposit HK$365K · loan HK$1.46M · min. income ≈ HK$15,624/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,078
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,299
−HK$223/mo
Today · 4.125%
HK$7,522
baseline
▲ 0.50% · 4.625%
HK$7,980
+HK$458/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,044/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,875
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,086
−HK$214/mo
Today · 4.125%
HK$8,300
baseline
▲ 0.50% · 4.625%
HK$8,738
+HK$438/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,600/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,495
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,728
−HK$237/mo
Today · 4.125%
HK$7,965
baseline
▲ 0.50% · 4.625%
HK$8,449
+HK$484/mo
Deposit HK$183K · loan HK$1.64M · min. income ≈ HK$15,930/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,338
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,562
−HK$226/mo
Today · 4.125%
HK$8,788
baseline
▲ 0.50% · 4.625%
HK$9,252
+HK$464/mo
Deposit HK$183K · loan HK$1.64M · min. income ≈ HK$17,576/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).