▼ 0.50% · 3.625%
HK$4,072
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$129/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$263/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,530
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$123/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$252/mo
Deposit HK$893K · loan HK$893K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,479
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$141/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$290/mo
Deposit HK$804K · loan HK$982K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,983
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$136/mo
Today · 4.125%
HK$5,253
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$276/mo
Deposit HK$804K · loan HK$982K · min. income ≈ HK$10,506/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,039
−HK$154/mo
Today · 4.125%
HK$5,193
baseline
▲ 0.50% · 4.625%
HK$5,509
+HK$316/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$10,386/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,582
−HK$148/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$302/mo
Deposit HK$714K · loan HK$1.07M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,294
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,459
−HK$167/mo
Today · 4.125%
HK$5,626
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$342/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$11,252/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,889
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,047
−HK$161/mo
Today · 4.125%
HK$6,208
baseline
▲ 0.50% · 4.625%
HK$6,535
+HK$327/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$12,416/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,701
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,878
−HK$181/mo
Today · 4.125%
HK$6,059
baseline
▲ 0.50% · 4.625%
HK$6,427
+HK$368/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$12,118/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,342
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,513
−HK$172/mo
Today · 4.125%
HK$6,685
baseline
▲ 0.50% · 4.625%
HK$7,037
+HK$352/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$13,370/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,108
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,298
−HK$193/mo
Today · 4.125%
HK$6,491
baseline
▲ 0.50% · 4.625%
HK$6,886
+HK$395/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$12,982/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,795
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,978
−HK$185/mo
Today · 4.125%
HK$7,163
baseline
▲ 0.50% · 4.625%
HK$7,540
+HK$377/mo
Deposit HK$446K · loan HK$1.34M · min. income ≈ HK$14,326/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,516
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,718
−HK$206/mo
Today · 4.125%
HK$6,924
baseline
▲ 0.50% · 4.625%
HK$7,345
+HK$421/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,848/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,248
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,443
−HK$197/mo
Today · 4.125%
HK$7,640
baseline
▲ 0.50% · 4.625%
HK$8,043
+HK$403/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,280/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,923
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,138
−HK$219/mo
Today · 4.125%
HK$7,357
baseline
▲ 0.50% · 4.625%
HK$7,805
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,714/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,702
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,908
−HK$210/mo
Today · 4.125%
HK$8,118
baseline
▲ 0.50% · 4.625%
HK$8,545
+HK$427/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,236/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,330
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,558
−HK$232/mo
Today · 4.125%
HK$7,790
baseline
▲ 0.50% · 4.625%
HK$8,264
+HK$474/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,580/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,155
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,373
−HK$222/mo
Today · 4.125%
HK$8,595
baseline
▲ 0.50% · 4.625%
HK$9,048
+HK$453/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,190/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).