▼ 0.50% · 3.625%
HK$4,330
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,464
−HK$137/mo
Today · 4.125%
HK$4,601
baseline
▲ 0.50% · 4.625%
HK$4,881
+HK$280/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$9,202/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,817
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,946
−HK$131/mo
Today · 4.125%
HK$5,077
baseline
▲ 0.50% · 4.625%
HK$5,344
+HK$267/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$10,154/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,763
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,911
−HK$150/mo
Today · 4.125%
HK$5,061
baseline
▲ 0.50% · 4.625%
HK$5,369
+HK$308/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$10,122/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,440
−HK$145/mo
Today · 4.125%
HK$5,585
baseline
▲ 0.50% · 4.625%
HK$5,879
+HK$294/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$11,170/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,357
−HK$164/mo
Today · 4.125%
HK$5,521
baseline
▲ 0.50% · 4.625%
HK$5,857
+HK$336/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$11,042/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,780
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,935
−HK$157/mo
Today · 4.125%
HK$6,092
baseline
▲ 0.50% · 4.625%
HK$6,413
+HK$321/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$12,184/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,629
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,804
−HK$177/mo
Today · 4.125%
HK$5,981
baseline
▲ 0.50% · 4.625%
HK$6,345
+HK$364/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$11,962/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,262
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,430
−HK$170/mo
Today · 4.125%
HK$6,600
baseline
▲ 0.50% · 4.625%
HK$6,948
+HK$348/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$13,200/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,061
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,250
−HK$192/mo
Today · 4.125%
HK$6,442
baseline
▲ 0.50% · 4.625%
HK$6,834
+HK$392/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,884/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,743
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,924
−HK$184/mo
Today · 4.125%
HK$7,108
baseline
▲ 0.50% · 4.625%
HK$7,482
+HK$374/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,216/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,494
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,696
−HK$206/mo
Today · 4.125%
HK$6,902
baseline
▲ 0.50% · 4.625%
HK$7,322
+HK$420/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$13,804/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,225
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,419
−HK$196/mo
Today · 4.125%
HK$7,615
baseline
▲ 0.50% · 4.625%
HK$8,017
+HK$402/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$15,230/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,927
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,143
−HK$219/mo
Today · 4.125%
HK$7,362
baseline
▲ 0.50% · 4.625%
HK$7,810
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,724/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,707
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,913
−HK$210/mo
Today · 4.125%
HK$8,123
baseline
▲ 0.50% · 4.625%
HK$8,551
+HK$428/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,246/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,360
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,589
−HK$233/mo
Today · 4.125%
HK$7,822
baseline
▲ 0.50% · 4.625%
HK$8,298
+HK$476/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,644/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,188
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,408
−HK$223/mo
Today · 4.125%
HK$8,631
baseline
▲ 0.50% · 4.625%
HK$9,086
+HK$455/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,262/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,793
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,036
−HK$246/mo
Today · 4.125%
HK$8,282
baseline
▲ 0.50% · 4.625%
HK$8,786
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,564/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,670
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,903
−HK$235/mo
Today · 4.125%
HK$9,138
baseline
▲ 0.50% · 4.625%
HK$9,620
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,276/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).