▼ 0.50% · 3.625%
HK$3,991
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$126/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,499
+HK$258/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,440
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,559
−HK$121/mo
Today · 4.125%
HK$4,680
baseline
▲ 0.50% · 4.625%
HK$4,926
+HK$246/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$9,360/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,390
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$138/mo
Today · 4.125%
HK$4,665
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$284/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$9,330/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,884
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,015
−HK$133/mo
Today · 4.125%
HK$5,148
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$271/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$10,296/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$151/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$310/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$145/mo
Today · 4.125%
HK$5,616
baseline
▲ 0.50% · 4.625%
HK$5,912
+HK$296/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$11,232/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,188
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,350
−HK$164/mo
Today · 4.125%
HK$5,514
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$335/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$11,028/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,772
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,927
−HK$157/mo
Today · 4.125%
HK$6,084
baseline
▲ 0.50% · 4.625%
HK$6,404
+HK$320/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$12,168/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,587
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,761
−HK$177/mo
Today · 4.125%
HK$5,938
baseline
▲ 0.50% · 4.625%
HK$6,299
+HK$361/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$11,876/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,216
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,383
−HK$169/mo
Today · 4.125%
HK$6,552
baseline
▲ 0.50% · 4.625%
HK$6,897
+HK$345/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$13,104/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,986
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,173
−HK$189/mo
Today · 4.125%
HK$6,362
baseline
▲ 0.50% · 4.625%
HK$6,749
+HK$387/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$12,724/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,660
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,838
−HK$182/mo
Today · 4.125%
HK$7,020
baseline
▲ 0.50% · 4.625%
HK$7,390
+HK$370/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$14,040/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,386
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,584
−HK$202/mo
Today · 4.125%
HK$6,786
baseline
▲ 0.50% · 4.625%
HK$7,199
+HK$413/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$13,572/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,104
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,294
−HK$194/mo
Today · 4.125%
HK$7,488
baseline
▲ 0.50% · 4.625%
HK$7,882
+HK$394/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$14,976/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,785
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,996
−HK$214/mo
Today · 4.125%
HK$7,210
baseline
▲ 0.50% · 4.625%
HK$7,649
+HK$439/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,420/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,548
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,750
−HK$206/mo
Today · 4.125%
HK$7,956
baseline
▲ 0.50% · 4.625%
HK$8,375
+HK$419/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,912/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,184
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,407
−HK$227/mo
Today · 4.125%
HK$7,634
baseline
▲ 0.50% · 4.625%
HK$8,099
+HK$465/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,268/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,992
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,206
−HK$218/mo
Today · 4.125%
HK$8,424
baseline
▲ 0.50% · 4.625%
HK$8,868
+HK$444/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,848/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).