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At today's rate and a 90% mortgage, the deposit on this unit is about HK$354K, with repayments around HK$15,444/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$354K · loan HK$3.19M · min. income ≈ HK$30,888/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 38/F
- Flat
- C8
- Saleable Area
- 253 Saleable ft²
- Gross Area
- 343 ft²
- Efficiency
- 74%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-30 | HK$4.50M | +32.4% 3.3y · 10.0%/yr |
| 2016-09-05 | HK$3.40M | +17.6% 2.8y · 6.0%/yr |
| 2013-11-04 | HK$2.89M | +73.1% |
| 2010-11-08 | HK$1.67M | +12.8% |
| 2010-06-30 | HK$1.48M | — |