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At today's rate and a 90% mortgage, the deposit on this unit is about HK$366K, with repayments around HK$15,957/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$366K · loan HK$3.29M · min. income ≈ HK$31,914/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C2
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-25 | HK$4.14M | −9.9% 3.6y · −3.0%/yr |
| 2019-04-02 | HK$4.60M | +24.3% 3.5y · 7.0%/yr |
| 2015-10-28 | HK$3.70M | +164.3% |
| 2008-02-25 | HK$1.40M | +26.1% |
| 2007-11-20 | HK$1.11M | −27.0% |
| 1996-12-14 | HK$1.52M | +16.9% |
| 1996-06-24 | HK$1.30M | — |