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At today's rate and a 90% mortgage, the deposit on this unit is about HK$322K, with repayments around HK$14,057/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$322K · loan HK$2.90M · min. income ≈ HK$28,114/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C8
- Saleable Area
- 253 Saleable ft²
- Gross Area
- 343 ft²
- Efficiency
- 74%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-03 | HK$4.50M | +15.4% 3.6y · 4.0%/yr |
| 2017-09-20 | HK$3.90M | +31.8% 3.1y · 10.0%/yr |
| 2014-07-30 | HK$2.96M | +49.5% |
| 2012-03-13 | HK$1.98M | +25.3% |
| 2010-11-25 | HK$1.58M | +16.2% |
| 2010-04-19 | HK$1.36M | +10.6% |
| 2009-12-17 | HK$1.23M | −2.4% |
| 1996-11-08 | HK$1.26M | +11.5% |
| 1996-07-24 | HK$1.13M | — |