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At today's rate and a 90% mortgage, the deposit on this unit is about HK$326K, with repayments around HK$14,203/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$326K · loan HK$2.93M · min. income ≈ HK$28,406/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C8
- Saleable Area
- 253 Saleable ft²
- Gross Area
- 343 ft²
- Efficiency
- 74%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-05 | HK$4.30M | +8.3% 4.8y · 2.0%/yr |
| 2017-07-26 | HK$3.97M | +111.2% 5.3y · 21.0%/yr |
| 2012-03-20 | HK$1.88M | +22.1% |
| 2010-09-02 | HK$1.54M | +8.5% |
| 2010-05-06 | HK$1.42M | +31.5% |
| 2007-12-07 | HK$1.08M | +28.6% |
| 2007-05-30 | HK$840K | +12.0% |
| 2007-03-27 | HK$750K | −6.2% |
| 2006-12-16 | HK$800K | +21.2% |
| 2004-09-28 | HK$660K | −45.9% |
| 1995-07-11 | HK$1.22M | — |