▼ 0.50% · 3.625%
HK$3,801
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,920
−HK$120/mo
Today · 4.125%
HK$4,040
baseline
▲ 0.50% · 4.625%
HK$4,285
+HK$245/mo
Deposit HK$834K · loan HK$834K · min. income ≈ HK$8,080/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,229
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,342
−HK$115/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,692
+HK$235/mo
Deposit HK$834K · loan HK$834K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$133/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$270/mo
Deposit HK$750K · loan HK$917K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,777
−HK$126/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$259/mo
Deposit HK$750K · loan HK$917K · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,562
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$145/mo
Today · 4.125%
HK$4,848
baseline
▲ 0.50% · 4.625%
HK$5,143
+HK$295/mo
Deposit HK$667K · loan HK$1.00M · min. income ≈ HK$9,696/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,075
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,211
−HK$138/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$282/mo
Deposit HK$667K · loan HK$1.00M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$157/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,571
+HK$319/mo
Deposit HK$583K · loan HK$1.08M · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$150/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,100
+HK$305/mo
Deposit HK$583K · loan HK$1.08M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,322
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$169/mo
Today · 4.125%
HK$5,656
baseline
▲ 0.50% · 4.625%
HK$6,000
+HK$344/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$11,312/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,920
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,079
−HK$161/mo
Today · 4.125%
HK$6,240
baseline
▲ 0.50% · 4.625%
HK$6,569
+HK$329/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$12,480/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,702
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,879
−HK$180/mo
Today · 4.125%
HK$6,059
baseline
▲ 0.50% · 4.625%
HK$6,428
+HK$369/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$12,118/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,343
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,513
−HK$173/mo
Today · 4.125%
HK$6,686
baseline
▲ 0.50% · 4.625%
HK$7,038
+HK$352/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$13,372/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,082
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,271
−HK$192/mo
Today · 4.125%
HK$6,463
baseline
▲ 0.50% · 4.625%
HK$6,857
+HK$394/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,926/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,766
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,948
−HK$184/mo
Today · 4.125%
HK$7,132
baseline
▲ 0.50% · 4.625%
HK$7,508
+HK$376/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,264/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,462
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,663
−HK$204/mo
Today · 4.125%
HK$6,867
baseline
▲ 0.50% · 4.625%
HK$7,285
+HK$418/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$13,734/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,189
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,382
−HK$195/mo
Today · 4.125%
HK$7,577
baseline
▲ 0.50% · 4.625%
HK$7,977
+HK$400/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$15,154/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,842
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,055
−HK$216/mo
Today · 4.125%
HK$7,271
baseline
▲ 0.50% · 4.625%
HK$7,714
+HK$443/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$14,542/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,612
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,816
−HK$207/mo
Today · 4.125%
HK$8,023
baseline
▲ 0.50% · 4.625%
HK$8,446
+HK$423/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$16,046/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).