▼ 0.50% · 3.625%
HK$4,095
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$129/mo
Today · 4.125%
HK$4,352
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$265/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$8,704/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,556
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,678
−HK$124/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,055
+HK$253/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,645
−HK$142/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$292/mo
Deposit HK$808K · loan HK$988K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$136/mo
Today · 4.125%
HK$5,282
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$279/mo
Deposit HK$808K · loan HK$988K · min. income ≈ HK$10,564/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,914
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,067
−HK$156/mo
Today · 4.125%
HK$5,223
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$317/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$10,446/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,467
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,614
−HK$149/mo
Today · 4.125%
HK$5,763
baseline
▲ 0.50% · 4.625%
HK$6,066
+HK$303/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$11,526/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,324
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$169/mo
Today · 4.125%
HK$5,658
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$344/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,316/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,082
−HK$161/mo
Today · 4.125%
HK$6,243
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$329/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,486/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,733
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,912
−HK$181/mo
Today · 4.125%
HK$6,093
baseline
▲ 0.50% · 4.625%
HK$6,464
+HK$371/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,186/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,378
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,549
−HK$174/mo
Today · 4.125%
HK$6,723
baseline
▲ 0.50% · 4.625%
HK$7,077
+HK$354/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,446/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,143
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,334
−HK$194/mo
Today · 4.125%
HK$6,528
baseline
▲ 0.50% · 4.625%
HK$6,925
+HK$397/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,056/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,834
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,017
−HK$186/mo
Today · 4.125%
HK$7,203
baseline
▲ 0.50% · 4.625%
HK$7,583
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,406/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,552
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,756
−HK$207/mo
Today · 4.125%
HK$6,963
baseline
▲ 0.50% · 4.625%
HK$7,387
+HK$424/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,926/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,290
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,485
−HK$198/mo
Today · 4.125%
HK$7,683
baseline
▲ 0.50% · 4.625%
HK$8,088
+HK$405/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,366/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,962
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,179
−HK$220/mo
Today · 4.125%
HK$7,399
baseline
▲ 0.50% · 4.625%
HK$7,849
+HK$450/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$14,798/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,745
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,953
−HK$211/mo
Today · 4.125%
HK$8,164
baseline
▲ 0.50% · 4.625%
HK$8,594
+HK$430/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$16,328/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,372
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,601
−HK$233/mo
Today · 4.125%
HK$7,834
baseline
▲ 0.50% · 4.625%
HK$8,310
+HK$476/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,668/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,201
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,421
−HK$223/mo
Today · 4.125%
HK$8,644
baseline
▲ 0.50% · 4.625%
HK$9,099
+HK$455/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,288/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).