▼ 0.50% · 3.625%
HK$4,372
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,508
−HK$139/mo
Today · 4.125%
HK$4,647
baseline
▲ 0.50% · 4.625%
HK$4,929
+HK$282/mo
Deposit HK$959K · loan HK$959K · min. income ≈ HK$9,294/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,995
−HK$132/mo
Today · 4.125%
HK$5,127
baseline
▲ 0.50% · 4.625%
HK$5,397
+HK$270/mo
Deposit HK$959K · loan HK$959K · min. income ≈ HK$10,254/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,810
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$152/mo
Today · 4.125%
HK$5,111
baseline
▲ 0.50% · 4.625%
HK$5,422
+HK$311/mo
Deposit HK$863K · loan HK$1.05M · min. income ≈ HK$10,222/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,351
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,494
−HK$146/mo
Today · 4.125%
HK$5,640
baseline
▲ 0.50% · 4.625%
HK$5,937
+HK$297/mo
Deposit HK$863K · loan HK$1.05M · min. income ≈ HK$11,280/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,247
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$166/mo
Today · 4.125%
HK$5,576
baseline
▲ 0.50% · 4.625%
HK$5,915
+HK$339/mo
Deposit HK$767K · loan HK$1.15M · min. income ≈ HK$11,152/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,837
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,994
−HK$158/mo
Today · 4.125%
HK$6,152
baseline
▲ 0.50% · 4.625%
HK$6,477
+HK$325/mo
Deposit HK$767K · loan HK$1.15M · min. income ≈ HK$12,304/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,684
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,861
−HK$180/mo
Today · 4.125%
HK$6,041
baseline
▲ 0.50% · 4.625%
HK$6,408
+HK$367/mo
Deposit HK$671K · loan HK$1.25M · min. income ≈ HK$12,082/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,324
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,493
−HK$172/mo
Today · 4.125%
HK$6,665
baseline
▲ 0.50% · 4.625%
HK$7,016
+HK$351/mo
Deposit HK$671K · loan HK$1.25M · min. income ≈ HK$13,330/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,121
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,312
−HK$193/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,901
+HK$396/mo
Deposit HK$575K · loan HK$1.34M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,810
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,993
−HK$185/mo
Today · 4.125%
HK$7,178
baseline
▲ 0.50% · 4.625%
HK$7,556
+HK$378/mo
Deposit HK$575K · loan HK$1.34M · min. income ≈ HK$14,356/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,559
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,763
−HK$207/mo
Today · 4.125%
HK$6,970
baseline
▲ 0.50% · 4.625%
HK$7,394
+HK$424/mo
Deposit HK$479K · loan HK$1.44M · min. income ≈ HK$13,940/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,296
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,492
−HK$199/mo
Today · 4.125%
HK$7,691
baseline
▲ 0.50% · 4.625%
HK$8,096
+HK$405/mo
Deposit HK$479K · loan HK$1.44M · min. income ≈ HK$15,382/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,996
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,213
−HK$222/mo
Today · 4.125%
HK$7,435
baseline
▲ 0.50% · 4.625%
HK$7,887
+HK$452/mo
Deposit HK$384K · loan HK$1.53M · min. income ≈ HK$14,870/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,783
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,992
−HK$211/mo
Today · 4.125%
HK$8,203
baseline
▲ 0.50% · 4.625%
HK$8,636
+HK$433/mo
Deposit HK$384K · loan HK$1.53M · min. income ≈ HK$16,406/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,433
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,664
−HK$235/mo
Today · 4.125%
HK$7,899
baseline
▲ 0.50% · 4.625%
HK$8,380
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,798/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,269
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,491
−HK$225/mo
Today · 4.125%
HK$8,716
baseline
▲ 0.50% · 4.625%
HK$9,175
+HK$459/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,432/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,870
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,115
−HK$249/mo
Today · 4.125%
HK$8,364
baseline
▲ 0.50% · 4.625%
HK$8,873
+HK$509/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,728/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,756
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,990
−HK$239/mo
Today · 4.125%
HK$9,229
baseline
▲ 0.50% · 4.625%
HK$9,715
+HK$486/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,458/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).