▼ 0.50% · 3.625%
HK$3,663
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,777
−HK$116/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,130
+HK$237/mo
Deposit HK$803K · loan HK$803K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,075
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,185
−HK$110/mo
Today · 4.125%
HK$4,295
baseline
▲ 0.50% · 4.625%
HK$4,522
+HK$227/mo
Deposit HK$803K · loan HK$803K · min. income ≈ HK$8,590/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,030
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$127/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,543
+HK$261/mo
Deposit HK$723K · loan HK$884K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,483
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$122/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$249/mo
Deposit HK$723K · loan HK$884K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,396
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$139/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$284/mo
Deposit HK$643K · loan HK$964K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,890
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$133/mo
Today · 4.125%
HK$5,155
baseline
▲ 0.50% · 4.625%
HK$5,426
+HK$271/mo
Deposit HK$643K · loan HK$964K · min. income ≈ HK$10,310/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,762
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$151/mo
Today · 4.125%
HK$5,061
baseline
▲ 0.50% · 4.625%
HK$5,369
+HK$308/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$10,122/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,440
−HK$144/mo
Today · 4.125%
HK$5,584
baseline
▲ 0.50% · 4.625%
HK$5,878
+HK$294/mo
Deposit HK$562K · loan HK$1.04M · min. income ≈ HK$11,168/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,129
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,288
−HK$162/mo
Today · 4.125%
HK$5,450
baseline
▲ 0.50% · 4.625%
HK$5,782
+HK$332/mo
Deposit HK$482K · loan HK$1.12M · min. income ≈ HK$10,900/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,858
−HK$156/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,331
+HK$317/mo
Deposit HK$482K · loan HK$1.12M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,495
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,666
−HK$173/mo
Today · 4.125%
HK$5,839
baseline
▲ 0.50% · 4.625%
HK$6,195
+HK$356/mo
Deposit HK$402K · loan HK$1.20M · min. income ≈ HK$11,678/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,113
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,277
−HK$166/mo
Today · 4.125%
HK$6,443
baseline
▲ 0.50% · 4.625%
HK$6,783
+HK$340/mo
Deposit HK$402K · loan HK$1.20M · min. income ≈ HK$12,886/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,861
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,043
−HK$186/mo
Today · 4.125%
HK$6,229
baseline
▲ 0.50% · 4.625%
HK$6,608
+HK$379/mo
Deposit HK$321K · loan HK$1.29M · min. income ≈ HK$12,458/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,520
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,695
−HK$178/mo
Today · 4.125%
HK$6,873
baseline
▲ 0.50% · 4.625%
HK$7,235
+HK$362/mo
Deposit HK$321K · loan HK$1.29M · min. income ≈ HK$13,746/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,227
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$197/mo
Today · 4.125%
HK$6,618
baseline
▲ 0.50% · 4.625%
HK$7,021
+HK$403/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,236/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,928
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,114
−HK$188/mo
Today · 4.125%
HK$7,302
baseline
▲ 0.50% · 4.625%
HK$7,687
+HK$385/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,604/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,594
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,799
−HK$208/mo
Today · 4.125%
HK$7,007
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$427/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,014/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,336
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,532
−HK$200/mo
Today · 4.125%
HK$7,732
baseline
▲ 0.50% · 4.625%
HK$8,139
+HK$407/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,464/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).