▼ 0.50% · 3.625%
HK$3,457
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,565
−HK$109/mo
Today · 4.125%
HK$3,674
baseline
▲ 0.50% · 4.625%
HK$3,897
+HK$223/mo
Deposit HK$758K · loan HK$758K · min. income ≈ HK$7,348/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,846
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,949
−HK$105/mo
Today · 4.125%
HK$4,054
baseline
▲ 0.50% · 4.625%
HK$4,267
+HK$213/mo
Deposit HK$758K · loan HK$758K · min. income ≈ HK$8,108/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,803
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,921
−HK$120/mo
Today · 4.125%
HK$4,041
baseline
▲ 0.50% · 4.625%
HK$4,287
+HK$246/mo
Deposit HK$682K · loan HK$834K · min. income ≈ HK$8,082/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,230
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,344
−HK$115/mo
Today · 4.125%
HK$4,459
baseline
▲ 0.50% · 4.625%
HK$4,694
+HK$235/mo
Deposit HK$682K · loan HK$834K · min. income ≈ HK$8,918/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,148
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,277
−HK$132/mo
Today · 4.125%
HK$4,409
baseline
▲ 0.50% · 4.625%
HK$4,677
+HK$268/mo
Deposit HK$606K · loan HK$910K · min. income ≈ HK$8,818/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,739
−HK$125/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$257/mo
Deposit HK$606K · loan HK$910K · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,634
−HK$142/mo
Today · 4.125%
HK$4,776
baseline
▲ 0.50% · 4.625%
HK$5,066
+HK$290/mo
Deposit HK$531K · loan HK$985K · min. income ≈ HK$9,552/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,000
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,134
−HK$136/mo
Today · 4.125%
HK$5,270
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$277/mo
Deposit HK$531K · loan HK$985K · min. income ≈ HK$10,540/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,840
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,990
−HK$153/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,456
+HK$313/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,529
−HK$146/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$5,974
+HK$299/mo
Deposit HK$455K · loan HK$1.06M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,347
−HK$164/mo
Today · 4.125%
HK$5,511
baseline
▲ 0.50% · 4.625%
HK$5,846
+HK$335/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$11,022/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,769
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$157/mo
Today · 4.125%
HK$6,080
baseline
▲ 0.50% · 4.625%
HK$6,401
+HK$321/mo
Deposit HK$379K · loan HK$1.14M · min. income ≈ HK$12,160/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,703
−HK$175/mo
Today · 4.125%
HK$5,878
baseline
▲ 0.50% · 4.625%
HK$6,236
+HK$358/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$11,756/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,153
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$168/mo
Today · 4.125%
HK$6,486
baseline
▲ 0.50% · 4.625%
HK$6,828
+HK$342/mo
Deposit HK$303K · loan HK$1.21M · min. income ≈ HK$12,972/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,877
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,060
−HK$185/mo
Today · 4.125%
HK$6,245
baseline
▲ 0.50% · 4.625%
HK$6,625
+HK$380/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$12,490/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,538
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,713
−HK$178/mo
Today · 4.125%
HK$6,891
baseline
▲ 0.50% · 4.625%
HK$7,254
+HK$363/mo
Deposit HK$227K · loan HK$1.29M · min. income ≈ HK$13,782/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,223
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,416
−HK$197/mo
Today · 4.125%
HK$6,613
baseline
▲ 0.50% · 4.625%
HK$7,015
+HK$402/mo
Deposit HK$152K · loan HK$1.36M · min. income ≈ HK$13,226/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,923
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,108
−HK$189/mo
Today · 4.125%
HK$7,297
baseline
▲ 0.50% · 4.625%
HK$7,681
+HK$384/mo
Deposit HK$152K · loan HK$1.36M · min. income ≈ HK$14,594/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).