▼ 0.50% · 3.625%
HK$3,799
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,917
−HK$120/mo
Today · 4.125%
HK$4,037
baseline
▲ 0.50% · 4.625%
HK$4,283
+HK$246/mo
Deposit HK$833K · loan HK$833K · min. income ≈ HK$8,074/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,226
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,339
−HK$115/mo
Today · 4.125%
HK$4,454
baseline
▲ 0.50% · 4.625%
HK$4,689
+HK$235/mo
Deposit HK$833K · loan HK$833K · min. income ≈ HK$8,908/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,309
−HK$132/mo
Today · 4.125%
HK$4,441
baseline
▲ 0.50% · 4.625%
HK$4,711
+HK$270/mo
Deposit HK$750K · loan HK$916K · min. income ≈ HK$8,882/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,649
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,773
−HK$127/mo
Today · 4.125%
HK$4,900
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$258/mo
Deposit HK$750K · loan HK$916K · min. income ≈ HK$9,800/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,700
−HK$144/mo
Today · 4.125%
HK$4,844
baseline
▲ 0.50% · 4.625%
HK$5,139
+HK$295/mo
Deposit HK$666K · loan HK$1000K · min. income ≈ HK$9,688/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,071
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,207
−HK$138/mo
Today · 4.125%
HK$5,345
baseline
▲ 0.50% · 4.625%
HK$5,627
+HK$282/mo
Deposit HK$666K · loan HK$1000K · min. income ≈ HK$10,690/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,938
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,092
−HK$156/mo
Today · 4.125%
HK$5,248
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$319/mo
Deposit HK$583K · loan HK$1.08M · min. income ≈ HK$10,496/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,641
−HK$150/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,096
+HK$305/mo
Deposit HK$583K · loan HK$1.08M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,318
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,484
−HK$168/mo
Today · 4.125%
HK$5,652
baseline
▲ 0.50% · 4.625%
HK$5,996
+HK$344/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$11,304/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,075
−HK$161/mo
Today · 4.125%
HK$6,236
baseline
▲ 0.50% · 4.625%
HK$6,565
+HK$329/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$12,472/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,698
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,875
−HK$180/mo
Today · 4.125%
HK$6,055
baseline
▲ 0.50% · 4.625%
HK$6,424
+HK$369/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$12,110/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,339
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,509
−HK$172/mo
Today · 4.125%
HK$6,681
baseline
▲ 0.50% · 4.625%
HK$7,034
+HK$353/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$13,362/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,078
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,267
−HK$192/mo
Today · 4.125%
HK$6,459
baseline
▲ 0.50% · 4.625%
HK$6,852
+HK$393/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,918/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,762
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,943
−HK$184/mo
Today · 4.125%
HK$7,127
baseline
▲ 0.50% · 4.625%
HK$7,503
+HK$376/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,254/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,458
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$204/mo
Today · 4.125%
HK$6,863
baseline
▲ 0.50% · 4.625%
HK$7,280
+HK$417/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$13,726/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,184
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,377
−HK$195/mo
Today · 4.125%
HK$7,572
baseline
▲ 0.50% · 4.625%
HK$7,971
+HK$399/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$15,144/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,838
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,050
−HK$216/mo
Today · 4.125%
HK$7,266
baseline
▲ 0.50% · 4.625%
HK$7,709
+HK$443/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$14,532/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,607
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,811
−HK$207/mo
Today · 4.125%
HK$8,018
baseline
▲ 0.50% · 4.625%
HK$8,440
+HK$422/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$16,036/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).