▼ 0.50% · 3.625%
HK$3,399
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,505
−HK$107/mo
Today · 4.125%
HK$3,612
baseline
▲ 0.50% · 4.625%
HK$3,832
+HK$220/mo
Deposit HK$745K · loan HK$745K · min. income ≈ HK$7,224/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,883
−HK$103/mo
Today · 4.125%
HK$3,986
baseline
▲ 0.50% · 4.625%
HK$4,196
+HK$210/mo
Deposit HK$745K · loan HK$745K · min. income ≈ HK$7,972/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,739
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,855
−HK$119/mo
Today · 4.125%
HK$3,974
baseline
▲ 0.50% · 4.625%
HK$4,215
+HK$241/mo
Deposit HK$671K · loan HK$820K · min. income ≈ HK$7,948/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,160
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,271
−HK$113/mo
Today · 4.125%
HK$4,384
baseline
▲ 0.50% · 4.625%
HK$4,615
+HK$231/mo
Deposit HK$671K · loan HK$820K · min. income ≈ HK$8,768/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,079
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$129/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,598
+HK$263/mo
Deposit HK$596K · loan HK$894K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,659
−HK$124/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,035
+HK$252/mo
Deposit HK$596K · loan HK$894K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,419
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$140/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$286/mo
Deposit HK$522K · loan HK$969K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$134/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,455
+HK$273/mo
Deposit HK$522K · loan HK$969K · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,907
−HK$150/mo
Today · 4.125%
HK$5,057
baseline
▲ 0.50% · 4.625%
HK$5,365
+HK$308/mo
Deposit HK$447K · loan HK$1.04M · min. income ≈ HK$10,114/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,294
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,436
−HK$144/mo
Today · 4.125%
HK$5,580
baseline
▲ 0.50% · 4.625%
HK$5,874
+HK$294/mo
Deposit HK$447K · loan HK$1.04M · min. income ≈ HK$11,160/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,099
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,257
−HK$161/mo
Today · 4.125%
HK$5,418
baseline
▲ 0.50% · 4.625%
HK$5,748
+HK$330/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$10,836/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,672
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,824
−HK$155/mo
Today · 4.125%
HK$5,979
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$315/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$11,958/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,439
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,608
−HK$172/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,131
+HK$351/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,050
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,213
−HK$164/mo
Today · 4.125%
HK$6,377
baseline
▲ 0.50% · 4.625%
HK$6,713
+HK$336/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$12,754/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,779
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,958
−HK$183/mo
Today · 4.125%
HK$6,141
baseline
▲ 0.50% · 4.625%
HK$6,515
+HK$374/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,282/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,429
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,601
−HK$175/mo
Today · 4.125%
HK$6,776
baseline
▲ 0.50% · 4.625%
HK$7,133
+HK$357/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,552/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,118
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,309
−HK$193/mo
Today · 4.125%
HK$6,502
baseline
▲ 0.50% · 4.625%
HK$6,898
+HK$396/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$13,004/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,807
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,989
−HK$185/mo
Today · 4.125%
HK$7,174
baseline
▲ 0.50% · 4.625%
HK$7,553
+HK$379/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,348/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).