▼ 0.50% · 3.625%
HK$3,552
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$113/mo
Today · 4.125%
HK$3,775
baseline
▲ 0.50% · 4.625%
HK$4,004
+HK$229/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$7,550/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,952
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,058
−HK$107/mo
Today · 4.125%
HK$4,165
baseline
▲ 0.50% · 4.625%
HK$4,385
+HK$220/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$8,330/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,907
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,029
−HK$123/mo
Today · 4.125%
HK$4,152
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$253/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$8,304/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,347
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$119/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,823
+HK$241/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,262
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,395
−HK$135/mo
Today · 4.125%
HK$4,530
baseline
▲ 0.50% · 4.625%
HK$4,805
+HK$275/mo
Deposit HK$623K · loan HK$935K · min. income ≈ HK$9,060/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,869
−HK$129/mo
Today · 4.125%
HK$4,998
baseline
▲ 0.50% · 4.625%
HK$5,262
+HK$264/mo
Deposit HK$623K · loan HK$935K · min. income ≈ HK$9,996/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,761
−HK$146/mo
Today · 4.125%
HK$4,907
baseline
▲ 0.50% · 4.625%
HK$5,206
+HK$299/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$9,814/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,275
−HK$140/mo
Today · 4.125%
HK$5,415
baseline
▲ 0.50% · 4.625%
HK$5,700
+HK$285/mo
Deposit HK$545K · loan HK$1.01M · min. income ≈ HK$10,830/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,973
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,127
−HK$158/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,606
+HK$321/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,532
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,681
−HK$150/mo
Today · 4.125%
HK$5,831
baseline
▲ 0.50% · 4.625%
HK$6,138
+HK$307/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$11,662/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,494
−HK$168/mo
Today · 4.125%
HK$5,662
baseline
▲ 0.50% · 4.625%
HK$6,007
+HK$345/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$11,324/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,927
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,086
−HK$162/mo
Today · 4.125%
HK$6,248
baseline
▲ 0.50% · 4.625%
HK$6,577
+HK$329/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$12,496/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,683
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,860
−HK$180/mo
Today · 4.125%
HK$6,040
baseline
▲ 0.50% · 4.625%
HK$6,407
+HK$367/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,080/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,322
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,492
−HK$172/mo
Today · 4.125%
HK$6,664
baseline
▲ 0.50% · 4.625%
HK$7,015
+HK$351/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,328/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,038
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,226
−HK$191/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,808
+HK$391/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,718
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,898
−HK$183/mo
Today · 4.125%
HK$7,081
baseline
▲ 0.50% · 4.625%
HK$7,454
+HK$373/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$14,162/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,394
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,592
−HK$203/mo
Today · 4.125%
HK$6,795
baseline
▲ 0.50% · 4.625%
HK$7,208
+HK$413/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,590/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,113
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,304
−HK$193/mo
Today · 4.125%
HK$7,497
baseline
▲ 0.50% · 4.625%
HK$7,892
+HK$395/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$14,994/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).