▼ 0.50% · 3.625%
HK$2,726
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,811
−HK$86/mo
Today · 4.125%
HK$2,897
baseline
▲ 0.50% · 4.625%
HK$3,073
+HK$176/mo
Deposit HK$598K · loan HK$598K · min. income ≈ HK$5,794/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,032
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,114
−HK$82/mo
Today · 4.125%
HK$3,196
baseline
▲ 0.50% · 4.625%
HK$3,365
+HK$169/mo
Deposit HK$598K · loan HK$598K · min. income ≈ HK$6,392/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,998
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,092
−HK$94/mo
Today · 4.125%
HK$3,186
baseline
▲ 0.50% · 4.625%
HK$3,380
+HK$194/mo
Deposit HK$538K · loan HK$657K · min. income ≈ HK$6,372/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,336
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,425
−HK$91/mo
Today · 4.125%
HK$3,516
baseline
▲ 0.50% · 4.625%
HK$3,701
+HK$185/mo
Deposit HK$538K · loan HK$657K · min. income ≈ HK$7,032/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,271
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,373
−HK$103/mo
Today · 4.125%
HK$3,476
baseline
▲ 0.50% · 4.625%
HK$3,688
+HK$212/mo
Deposit HK$478K · loan HK$717K · min. income ≈ HK$6,952/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,639
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,736
−HK$99/mo
Today · 4.125%
HK$3,835
baseline
▲ 0.50% · 4.625%
HK$4,038
+HK$203/mo
Deposit HK$478K · loan HK$717K · min. income ≈ HK$7,670/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,543
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,654
−HK$112/mo
Today · 4.125%
HK$3,766
baseline
▲ 0.50% · 4.625%
HK$3,995
+HK$229/mo
Deposit HK$418K · loan HK$777K · min. income ≈ HK$7,532/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,942
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,048
−HK$107/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$219/mo
Deposit HK$418K · loan HK$777K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,816
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,935
−HK$120/mo
Today · 4.125%
HK$4,055
baseline
▲ 0.50% · 4.625%
HK$4,302
+HK$247/mo
Deposit HK$359K · loan HK$837K · min. income ≈ HK$8,110/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,359
−HK$116/mo
Today · 4.125%
HK$4,475
baseline
▲ 0.50% · 4.625%
HK$4,711
+HK$236/mo
Deposit HK$359K · loan HK$837K · min. income ≈ HK$8,950/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,089
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$129/mo
Today · 4.125%
HK$4,345
baseline
▲ 0.50% · 4.625%
HK$4,609
+HK$264/mo
Deposit HK$299K · loan HK$897K · min. income ≈ HK$8,690/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,671
−HK$123/mo
Today · 4.125%
HK$4,794
baseline
▲ 0.50% · 4.625%
HK$5,047
+HK$253/mo
Deposit HK$299K · loan HK$897K · min. income ≈ HK$9,588/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,361
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$138/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$282/mo
Deposit HK$239K · loan HK$956K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,982
−HK$132/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,384
+HK$270/mo
Deposit HK$239K · loan HK$956K · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,634
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$146/mo
Today · 4.125%
HK$4,924
baseline
▲ 0.50% · 4.625%
HK$5,224
+HK$300/mo
Deposit HK$179K · loan HK$1.02M · min. income ≈ HK$9,848/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,155
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,293
−HK$141/mo
Today · 4.125%
HK$5,434
baseline
▲ 0.50% · 4.625%
HK$5,720
+HK$286/mo
Deposit HK$179K · loan HK$1.02M · min. income ≈ HK$10,868/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$155/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,531
+HK$317/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,605
−HK$148/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,056
+HK$303/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).