▼ 0.50% · 3.625%
HK$2,846
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,934
−HK$90/mo
Today · 4.125%
HK$3,024
baseline
▲ 0.50% · 4.625%
HK$3,208
+HK$184/mo
Deposit HK$624K · loan HK$624K · min. income ≈ HK$6,048/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,166
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,251
−HK$86/mo
Today · 4.125%
HK$3,337
baseline
▲ 0.50% · 4.625%
HK$3,513
+HK$176/mo
Deposit HK$624K · loan HK$624K · min. income ≈ HK$6,674/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,130
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,228
−HK$98/mo
Today · 4.125%
HK$3,326
baseline
▲ 0.50% · 4.625%
HK$3,529
+HK$203/mo
Deposit HK$562K · loan HK$686K · min. income ≈ HK$6,652/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,482
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,576
−HK$94/mo
Today · 4.125%
HK$3,670
baseline
▲ 0.50% · 4.625%
HK$3,864
+HK$194/mo
Deposit HK$562K · loan HK$686K · min. income ≈ HK$7,340/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,415
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,521
−HK$108/mo
Today · 4.125%
HK$3,629
baseline
▲ 0.50% · 4.625%
HK$3,850
+HK$221/mo
Deposit HK$499K · loan HK$749K · min. income ≈ HK$7,258/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,799
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,901
−HK$103/mo
Today · 4.125%
HK$4,004
baseline
▲ 0.50% · 4.625%
HK$4,215
+HK$211/mo
Deposit HK$499K · loan HK$749K · min. income ≈ HK$8,008/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,814
−HK$117/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,170
+HK$239/mo
Deposit HK$437K · loan HK$811K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,226
−HK$112/mo
Today · 4.125%
HK$4,338
baseline
▲ 0.50% · 4.625%
HK$4,566
+HK$228/mo
Deposit HK$437K · loan HK$811K · min. income ≈ HK$8,676/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,108
−HK$126/mo
Today · 4.125%
HK$4,234
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$257/mo
Deposit HK$374K · loan HK$874K · min. income ≈ HK$8,468/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,551
−HK$120/mo
Today · 4.125%
HK$4,671
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$247/mo
Deposit HK$374K · loan HK$874K · min. income ≈ HK$9,342/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$135/mo
Today · 4.125%
HK$4,536
baseline
▲ 0.50% · 4.625%
HK$4,812
+HK$276/mo
Deposit HK$312K · loan HK$936K · min. income ≈ HK$9,072/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,749
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,876
−HK$129/mo
Today · 4.125%
HK$5,005
baseline
▲ 0.50% · 4.625%
HK$5,269
+HK$264/mo
Deposit HK$312K · loan HK$936K · min. income ≈ HK$10,010/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,695
−HK$144/mo
Today · 4.125%
HK$4,839
baseline
▲ 0.50% · 4.625%
HK$5,133
+HK$294/mo
Deposit HK$250K · loan HK$998K · min. income ≈ HK$9,678/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,065
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,201
−HK$138/mo
Today · 4.125%
HK$5,339
baseline
▲ 0.50% · 4.625%
HK$5,620
+HK$281/mo
Deposit HK$250K · loan HK$998K · min. income ≈ HK$10,678/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,988
−HK$153/mo
Today · 4.125%
HK$5,141
baseline
▲ 0.50% · 4.625%
HK$5,454
+HK$313/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,282/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,382
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,526
−HK$146/mo
Today · 4.125%
HK$5,672
baseline
▲ 0.50% · 4.625%
HK$5,971
+HK$299/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,344/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,122
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,281
−HK$162/mo
Today · 4.125%
HK$5,443
baseline
▲ 0.50% · 4.625%
HK$5,775
+HK$332/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,886/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,698
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,851
−HK$155/mo
Today · 4.125%
HK$6,006
baseline
▲ 0.50% · 4.625%
HK$6,323
+HK$317/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$12,012/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).