▼ 0.50% · 3.625%
HK$3,516
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$111/mo
Today · 4.125%
HK$3,737
baseline
▲ 0.50% · 4.625%
HK$3,964
+HK$227/mo
Deposit HK$771K · loan HK$771K · min. income ≈ HK$7,474/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$106/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,341
+HK$218/mo
Deposit HK$771K · loan HK$771K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,868
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,988
−HK$123/mo
Today · 4.125%
HK$4,111
baseline
▲ 0.50% · 4.625%
HK$4,361
+HK$250/mo
Deposit HK$694K · loan HK$848K · min. income ≈ HK$8,222/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,303
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,419
−HK$117/mo
Today · 4.125%
HK$4,536
baseline
▲ 0.50% · 4.625%
HK$4,775
+HK$239/mo
Deposit HK$694K · loan HK$848K · min. income ≈ HK$9,072/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,351
−HK$133/mo
Today · 4.125%
HK$4,484
baseline
▲ 0.50% · 4.625%
HK$4,757
+HK$273/mo
Deposit HK$617K · loan HK$925K · min. income ≈ HK$8,968/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,694
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,820
−HK$128/mo
Today · 4.125%
HK$4,948
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$261/mo
Deposit HK$617K · loan HK$925K · min. income ≈ HK$9,896/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,571
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,714
−HK$144/mo
Today · 4.125%
HK$4,858
baseline
▲ 0.50% · 4.625%
HK$5,154
+HK$296/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$9,716/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,222
−HK$138/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,643
+HK$283/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,076
−HK$156/mo
Today · 4.125%
HK$5,232
baseline
▲ 0.50% · 4.625%
HK$5,550
+HK$318/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$10,464/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,624
−HK$149/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,077
+HK$304/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$167/mo
Today · 4.125%
HK$5,606
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$341/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$11,212/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,868
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,025
−HK$160/mo
Today · 4.125%
HK$6,185
baseline
▲ 0.50% · 4.625%
HK$6,511
+HK$326/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$12,370/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,626
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,801
−HK$178/mo
Today · 4.125%
HK$5,979
baseline
▲ 0.50% · 4.625%
HK$6,343
+HK$364/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$11,958/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,259
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,427
−HK$170/mo
Today · 4.125%
HK$6,597
baseline
▲ 0.50% · 4.625%
HK$6,945
+HK$348/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$13,194/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,978
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,164
−HK$189/mo
Today · 4.125%
HK$6,353
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$386/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,706/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,651
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,829
−HK$181/mo
Today · 4.125%
HK$7,010
baseline
▲ 0.50% · 4.625%
HK$7,379
+HK$369/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$14,020/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,330
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,527
−HK$200/mo
Today · 4.125%
HK$6,727
baseline
▲ 0.50% · 4.625%
HK$7,136
+HK$409/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,454/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,042
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,231
−HK$191/mo
Today · 4.125%
HK$7,422
baseline
▲ 0.50% · 4.625%
HK$7,813
+HK$391/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,844/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).