▼ 0.50% · 3.625%
HK$4,432
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,570
−HK$140/mo
Today · 4.125%
HK$4,710
baseline
▲ 0.50% · 4.625%
HK$4,996
+HK$286/mo
Deposit HK$972K · loan HK$972K · min. income ≈ HK$9,420/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,063
−HK$134/mo
Today · 4.125%
HK$5,197
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$274/mo
Deposit HK$972K · loan HK$972K · min. income ≈ HK$10,394/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$154/mo
Today · 4.125%
HK$5,181
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$315/mo
Deposit HK$875K · loan HK$1.07M · min. income ≈ HK$10,362/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,423
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,569
−HK$147/mo
Today · 4.125%
HK$5,716
baseline
▲ 0.50% · 4.625%
HK$6,018
+HK$302/mo
Deposit HK$875K · loan HK$1.07M · min. income ≈ HK$11,432/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,318
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,484
−HK$168/mo
Today · 4.125%
HK$5,652
baseline
▲ 0.50% · 4.625%
HK$5,996
+HK$344/mo
Deposit HK$777K · loan HK$1.17M · min. income ≈ HK$11,304/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,075
−HK$161/mo
Today · 4.125%
HK$6,236
baseline
▲ 0.50% · 4.625%
HK$6,565
+HK$329/mo
Deposit HK$777K · loan HK$1.17M · min. income ≈ HK$12,472/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,761
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,941
−HK$182/mo
Today · 4.125%
HK$6,123
baseline
▲ 0.50% · 4.625%
HK$6,495
+HK$372/mo
Deposit HK$680K · loan HK$1.26M · min. income ≈ HK$12,246/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,409
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,581
−HK$175/mo
Today · 4.125%
HK$6,756
baseline
▲ 0.50% · 4.625%
HK$7,112
+HK$356/mo
Deposit HK$680K · loan HK$1.26M · min. income ≈ HK$13,512/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,204
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,397
−HK$197/mo
Today · 4.125%
HK$6,594
baseline
▲ 0.50% · 4.625%
HK$6,995
+HK$401/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$13,188/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,902
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,088
−HK$187/mo
Today · 4.125%
HK$7,275
baseline
▲ 0.50% · 4.625%
HK$7,659
+HK$384/mo
Deposit HK$583K · loan HK$1.36M · min. income ≈ HK$14,550/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,648
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,854
−HK$211/mo
Today · 4.125%
HK$7,065
baseline
▲ 0.50% · 4.625%
HK$7,494
+HK$429/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$14,130/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,395
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,594
−HK$201/mo
Today · 4.125%
HK$7,795
baseline
▲ 0.50% · 4.625%
HK$8,206
+HK$411/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$15,590/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,091
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,311
−HK$225/mo
Today · 4.125%
HK$7,536
baseline
▲ 0.50% · 4.625%
HK$7,994
+HK$458/mo
Deposit HK$389K · loan HK$1.55M · min. income ≈ HK$15,072/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,888
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,100
−HK$215/mo
Today · 4.125%
HK$8,315
baseline
▲ 0.50% · 4.625%
HK$8,753
+HK$438/mo
Deposit HK$389K · loan HK$1.55M · min. income ≈ HK$16,630/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,534
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,768
−HK$238/mo
Today · 4.125%
HK$8,006
baseline
▲ 0.50% · 4.625%
HK$8,494
+HK$488/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$16,012/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,382
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,606
−HK$228/mo
Today · 4.125%
HK$8,834
baseline
▲ 0.50% · 4.625%
HK$9,300
+HK$466/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$17,668/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,977
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,225
−HK$252/mo
Today · 4.125%
HK$8,477
baseline
▲ 0.50% · 4.625%
HK$8,993
+HK$516/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,954/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,875
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,113
−HK$241/mo
Today · 4.125%
HK$9,354
baseline
▲ 0.50% · 4.625%
HK$9,847
+HK$493/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,708/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).