▼ 0.50% · 3.625%
HK$4,464
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$141/mo
Today · 4.125%
HK$4,744
baseline
▲ 0.50% · 4.625%
HK$5,032
+HK$288/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$9,488/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,966
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$135/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$276/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,910
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,063
−HK$155/mo
Today · 4.125%
HK$5,218
baseline
▲ 0.50% · 4.625%
HK$5,536
+HK$318/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$10,436/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,462
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$149/mo
Today · 4.125%
HK$5,758
baseline
▲ 0.50% · 4.625%
HK$6,061
+HK$303/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$11,516/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,357
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,523
−HK$169/mo
Today · 4.125%
HK$5,692
baseline
▲ 0.50% · 4.625%
HK$6,039
+HK$347/mo
Deposit HK$783K · loan HK$1.17M · min. income ≈ HK$11,384/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,959
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,119
−HK$162/mo
Today · 4.125%
HK$6,281
baseline
▲ 0.50% · 4.625%
HK$6,612
+HK$331/mo
Deposit HK$783K · loan HK$1.17M · min. income ≈ HK$12,562/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,803
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,983
−HK$184/mo
Today · 4.125%
HK$6,167
baseline
▲ 0.50% · 4.625%
HK$6,542
+HK$375/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$12,334/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,456
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,629
−HK$175/mo
Today · 4.125%
HK$6,804
baseline
▲ 0.50% · 4.625%
HK$7,163
+HK$359/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$13,608/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,249
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,444
−HK$197/mo
Today · 4.125%
HK$6,641
baseline
▲ 0.50% · 4.625%
HK$7,045
+HK$404/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$13,282/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,952
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,139
−HK$189/mo
Today · 4.125%
HK$7,328
baseline
▲ 0.50% · 4.625%
HK$7,714
+HK$386/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$14,656/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,696
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,904
−HK$212/mo
Today · 4.125%
HK$7,116
baseline
▲ 0.50% · 4.625%
HK$7,548
+HK$432/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$14,232/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,449
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,649
−HK$202/mo
Today · 4.125%
HK$7,851
baseline
▲ 0.50% · 4.625%
HK$8,265
+HK$414/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$15,702/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,142
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,364
−HK$226/mo
Today · 4.125%
HK$7,590
baseline
▲ 0.50% · 4.625%
HK$8,052
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,180/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,945
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,158
−HK$217/mo
Today · 4.125%
HK$8,375
baseline
▲ 0.50% · 4.625%
HK$8,816
+HK$441/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,750/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,588
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,824
−HK$240/mo
Today · 4.125%
HK$8,064
baseline
▲ 0.50% · 4.625%
HK$8,555
+HK$491/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$16,128/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,442
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,668
−HK$230/mo
Today · 4.125%
HK$8,898
baseline
▲ 0.50% · 4.625%
HK$9,367
+HK$469/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$17,796/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,035
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,285
−HK$254/mo
Today · 4.125%
HK$8,539
baseline
▲ 0.50% · 4.625%
HK$9,058
+HK$519/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,078/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,939
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,178
−HK$244/mo
Today · 4.125%
HK$9,422
baseline
▲ 0.50% · 4.625%
HK$9,918
+HK$496/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,844/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).