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At today's rate and a 90% mortgage, the deposit on this unit is about HK$567K, with repayments around HK$24,740/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$49,480/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,617 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- H
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-15 | HK$6.50M | +54.8% 7.9y · 7.0%/yr |
| 2012-10-26 | HK$4.20M | +84.2% |
| 2009-10-02 | HK$2.28M | −23.7% |
| 1997-12-24 | HK$2.99M | −15.1% |
| 1997-08-09 | HK$3.52M | +1.7% |
| 1997-05-06 | HK$3.46M | +13.1% |
| 1997-04-17 | HK$3.06M | +11.3% |
| 1996-12-24 | HK$2.75M | +9.6% |
| 1996-12-09 | HK$2.51M | — |