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At today's rate and a 90% mortgage, the deposit on this unit is about HK$573K, with repayments around HK$24,982/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$573K · loan HK$5.15M · min. income ≈ HK$49,964/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,867 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-15 | HK$7.08M | +34.1% 4.2y · 8.0%/yr |
| 2016-08-26 | HK$5.28M | +142.2% 11.2y · 13.0%/yr |
| 2005-06-13 | HK$2.18M | +36.2% |
| 2004-07-02 | HK$1.60M | +0.0% |
| 2004-06-03 | HK$1.60M | −35.2% |
| 1996-08-23 | HK$2.47M | — |