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At today's rate and a 90% mortgage, the deposit on this unit is about HK$558K, with repayments around HK$24,321/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$558K · loan HK$5.02M · min. income ≈ HK$48,642/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$125,458 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-20 | HK$6.78M | +19.0% 3.0y · 6.0%/yr |
| 2017-08-04 | HK$5.70M | +189.2% 8.2y · 23.0%/yr |
| 2009-05-21 | HK$1.97M | +19.4% |
| 2006-09-21 | HK$1.65M | +55.7% |
| 2003-02-08 | HK$1.06M | −40.8% |
| 1995-12-13 | HK$1.79M | — |