▼ 0.50% · 3.625%
HK$3,320
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,423
−HK$105/mo
Today · 4.125%
HK$3,528
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$215/mo
Deposit HK$728K · loan HK$728K · min. income ≈ HK$7,056/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,693
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,792
−HK$101/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,098
+HK$205/mo
Deposit HK$728K · loan HK$728K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,652
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,766
−HK$115/mo
Today · 4.125%
HK$3,881
baseline
▲ 0.50% · 4.625%
HK$4,117
+HK$236/mo
Deposit HK$655K · loan HK$801K · min. income ≈ HK$7,762/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,063
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$110/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$226/mo
Deposit HK$655K · loan HK$801K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,108
−HK$126/mo
Today · 4.125%
HK$4,234
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$257/mo
Deposit HK$582K · loan HK$874K · min. income ≈ HK$8,468/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,432
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,551
−HK$121/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$246/mo
Deposit HK$582K · loan HK$874K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$137/mo
Today · 4.125%
HK$4,587
baseline
▲ 0.50% · 4.625%
HK$4,866
+HK$279/mo
Deposit HK$510K · loan HK$946K · min. income ≈ HK$9,174/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,801
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,930
−HK$131/mo
Today · 4.125%
HK$5,061
baseline
▲ 0.50% · 4.625%
HK$5,328
+HK$267/mo
Deposit HK$510K · loan HK$946K · min. income ≈ HK$10,122/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,648
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,792
−HK$147/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,240
+HK$301/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,171
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,309
−HK$141/mo
Today · 4.125%
HK$5,450
baseline
▲ 0.50% · 4.625%
HK$5,737
+HK$287/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$10,900/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,135
−HK$157/mo
Today · 4.125%
HK$5,292
baseline
▲ 0.50% · 4.625%
HK$5,614
+HK$322/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$10,584/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,540
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,689
−HK$150/mo
Today · 4.125%
HK$5,839
baseline
▲ 0.50% · 4.625%
HK$6,147
+HK$308/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$11,678/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$168/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,988
+HK$343/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,909
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,068
−HK$161/mo
Today · 4.125%
HK$6,229
baseline
▲ 0.50% · 4.625%
HK$6,557
+HK$328/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$12,458/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,644
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,819
−HK$179/mo
Today · 4.125%
HK$5,998
baseline
▲ 0.50% · 4.625%
HK$6,363
+HK$365/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$11,996/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,279
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,447
−HK$171/mo
Today · 4.125%
HK$6,618
baseline
▲ 0.50% · 4.625%
HK$6,967
+HK$349/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$13,236/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,976
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,162
−HK$189/mo
Today · 4.125%
HK$6,351
baseline
▲ 0.50% · 4.625%
HK$6,737
+HK$386/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,702/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,648
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,826
−HK$181/mo
Today · 4.125%
HK$7,007
baseline
▲ 0.50% · 4.625%
HK$7,377
+HK$370/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,014/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).