▼ 0.50% · 3.625%
HK$2,209
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,277
−HK$70/mo
Today · 4.125%
HK$2,347
baseline
▲ 0.50% · 4.625%
HK$2,490
+HK$143/mo
Deposit HK$484K · loan HK$484K · min. income ≈ HK$4,694/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,457
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,523
−HK$67/mo
Today · 4.125%
HK$2,590
baseline
▲ 0.50% · 4.625%
HK$2,726
+HK$136/mo
Deposit HK$484K · loan HK$484K · min. income ≈ HK$5,180/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,430
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,505
−HK$77/mo
Today · 4.125%
HK$2,582
baseline
▲ 0.50% · 4.625%
HK$2,739
+HK$157/mo
Deposit HK$436K · loan HK$533K · min. income ≈ HK$5,164/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,703
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,775
−HK$74/mo
Today · 4.125%
HK$2,849
baseline
▲ 0.50% · 4.625%
HK$2,999
+HK$150/mo
Deposit HK$436K · loan HK$533K · min. income ≈ HK$5,698/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,650
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,733
−HK$84/mo
Today · 4.125%
HK$2,817
baseline
▲ 0.50% · 4.625%
HK$2,988
+HK$171/mo
Deposit HK$387K · loan HK$581K · min. income ≈ HK$5,634/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,949
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,028
−HK$80/mo
Today · 4.125%
HK$3,108
baseline
▲ 0.50% · 4.625%
HK$3,272
+HK$164/mo
Deposit HK$387K · loan HK$581K · min. income ≈ HK$6,216/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,871
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,961
−HK$90/mo
Today · 4.125%
HK$3,051
baseline
▲ 0.50% · 4.625%
HK$3,237
+HK$186/mo
Deposit HK$339K · loan HK$630K · min. income ≈ HK$6,102/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,194
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,280
−HK$87/mo
Today · 4.125%
HK$3,367
baseline
▲ 0.50% · 4.625%
HK$3,544
+HK$177/mo
Deposit HK$339K · loan HK$630K · min. income ≈ HK$6,734/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,092
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$98/mo
Today · 4.125%
HK$3,286
baseline
▲ 0.50% · 4.625%
HK$3,486
+HK$200/mo
Deposit HK$291K · loan HK$678K · min. income ≈ HK$6,572/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,440
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$94/mo
Today · 4.125%
HK$3,626
baseline
▲ 0.50% · 4.625%
HK$3,817
+HK$191/mo
Deposit HK$291K · loan HK$678K · min. income ≈ HK$7,252/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,313
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,416
−HK$105/mo
Today · 4.125%
HK$3,521
baseline
▲ 0.50% · 4.625%
HK$3,735
+HK$214/mo
Deposit HK$242K · loan HK$726K · min. income ≈ HK$7,042/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,686
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,785
−HK$100/mo
Today · 4.125%
HK$3,885
baseline
▲ 0.50% · 4.625%
HK$4,090
+HK$205/mo
Deposit HK$242K · loan HK$726K · min. income ≈ HK$7,770/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,534
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,644
−HK$112/mo
Today · 4.125%
HK$3,756
baseline
▲ 0.50% · 4.625%
HK$3,984
+HK$228/mo
Deposit HK$194K · loan HK$775K · min. income ≈ HK$7,512/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,931
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,037
−HK$107/mo
Today · 4.125%
HK$4,144
baseline
▲ 0.50% · 4.625%
HK$4,362
+HK$218/mo
Deposit HK$194K · loan HK$775K · min. income ≈ HK$8,288/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,755
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,872
−HK$118/mo
Today · 4.125%
HK$3,990
baseline
▲ 0.50% · 4.625%
HK$4,233
+HK$243/mo
Deposit HK$145K · loan HK$823K · min. income ≈ HK$7,980/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,177
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,289
−HK$114/mo
Today · 4.125%
HK$4,403
baseline
▲ 0.50% · 4.625%
HK$4,635
+HK$232/mo
Deposit HK$145K · loan HK$823K · min. income ≈ HK$8,806/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,976
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,099
−HK$126/mo
Today · 4.125%
HK$4,225
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$257/mo
Deposit HK$97K · loan HK$872K · min. income ≈ HK$8,450/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,423
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$121/mo
Today · 4.125%
HK$4,662
baseline
▲ 0.50% · 4.625%
HK$4,908
+HK$246/mo
Deposit HK$97K · loan HK$872K · min. income ≈ HK$9,324/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).