▼ 0.50% · 3.625%
HK$2,820
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,908
−HK$89/mo
Today · 4.125%
HK$2,997
baseline
▲ 0.50% · 4.625%
HK$3,179
+HK$182/mo
Deposit HK$618K · loan HK$618K · min. income ≈ HK$5,994/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,137
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,221
−HK$86/mo
Today · 4.125%
HK$3,307
baseline
▲ 0.50% · 4.625%
HK$3,481
+HK$174/mo
Deposit HK$618K · loan HK$618K · min. income ≈ HK$6,614/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,102
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,199
−HK$98/mo
Today · 4.125%
HK$3,297
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$200/mo
Deposit HK$557K · loan HK$680K · min. income ≈ HK$6,594/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,451
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,544
−HK$94/mo
Today · 4.125%
HK$3,638
baseline
▲ 0.50% · 4.625%
HK$3,829
+HK$191/mo
Deposit HK$557K · loan HK$680K · min. income ≈ HK$7,276/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,384
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$107/mo
Today · 4.125%
HK$3,596
baseline
▲ 0.50% · 4.625%
HK$3,815
+HK$219/mo
Deposit HK$495K · loan HK$742K · min. income ≈ HK$7,192/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,765
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$102/mo
Today · 4.125%
HK$3,968
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$209/mo
Deposit HK$495K · loan HK$742K · min. income ≈ HK$7,936/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,780
−HK$116/mo
Today · 4.125%
HK$3,896
baseline
▲ 0.50% · 4.625%
HK$4,133
+HK$237/mo
Deposit HK$433K · loan HK$804K · min. income ≈ HK$7,792/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,079
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$111/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$226/mo
Deposit HK$433K · loan HK$804K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,948
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$125/mo
Today · 4.125%
HK$4,196
baseline
▲ 0.50% · 4.625%
HK$4,451
+HK$255/mo
Deposit HK$371K · loan HK$866K · min. income ≈ HK$8,392/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,392
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,510
−HK$120/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,874
+HK$244/mo
Deposit HK$371K · loan HK$866K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,230
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,362
−HK$133/mo
Today · 4.125%
HK$4,495
baseline
▲ 0.50% · 4.625%
HK$4,769
+HK$274/mo
Deposit HK$309K · loan HK$928K · min. income ≈ HK$8,990/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,706
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,832
−HK$128/mo
Today · 4.125%
HK$4,960
baseline
▲ 0.50% · 4.625%
HK$5,222
+HK$262/mo
Deposit HK$309K · loan HK$928K · min. income ≈ HK$9,920/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,512
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,653
−HK$142/mo
Today · 4.125%
HK$4,795
baseline
▲ 0.50% · 4.625%
HK$5,087
+HK$292/mo
Deposit HK$247K · loan HK$989K · min. income ≈ HK$9,590/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,020
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,154
−HK$137/mo
Today · 4.125%
HK$5,291
baseline
▲ 0.50% · 4.625%
HK$5,570
+HK$279/mo
Deposit HK$247K · loan HK$989K · min. income ≈ HK$10,582/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,943
−HK$152/mo
Today · 4.125%
HK$5,095
baseline
▲ 0.50% · 4.625%
HK$5,405
+HK$310/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$10,190/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,333
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$145/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,918
+HK$296/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,076
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$161/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,723
+HK$328/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,647
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,799
−HK$153/mo
Today · 4.125%
HK$5,952
baseline
▲ 0.50% · 4.625%
HK$6,266
+HK$314/mo
Deposit HK$124K · loan HK$1.11M · min. income ≈ HK$11,904/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).