▼ 0.50% · 3.625%
HK$3,053
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,148
−HK$96/mo
Today · 4.125%
HK$3,244
baseline
▲ 0.50% · 4.625%
HK$3,442
+HK$198/mo
Deposit HK$669K · loan HK$669K · min. income ≈ HK$6,488/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,396
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,488
−HK$92/mo
Today · 4.125%
HK$3,580
baseline
▲ 0.50% · 4.625%
HK$3,769
+HK$189/mo
Deposit HK$669K · loan HK$669K · min. income ≈ HK$7,160/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$106/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,786
+HK$217/mo
Deposit HK$603K · loan HK$736K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,736
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$102/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,146
+HK$208/mo
Deposit HK$603K · loan HK$736K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,778
−HK$115/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,130
+HK$237/mo
Deposit HK$536K · loan HK$803K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,076
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,185
−HK$111/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,522
+HK$226/mo
Deposit HK$536K · loan HK$803K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,969
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,092
−HK$126/mo
Today · 4.125%
HK$4,218
baseline
▲ 0.50% · 4.625%
HK$4,474
+HK$256/mo
Deposit HK$469K · loan HK$870K · min. income ≈ HK$8,436/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,415
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,534
−HK$120/mo
Today · 4.125%
HK$4,654
baseline
▲ 0.50% · 4.625%
HK$4,899
+HK$245/mo
Deposit HK$469K · loan HK$870K · min. income ≈ HK$9,308/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$135/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,819
+HK$277/mo
Deposit HK$402K · loan HK$937K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$129/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,276
+HK$264/mo
Deposit HK$402K · loan HK$937K · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,722
−HK$145/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,163
+HK$296/mo
Deposit HK$335K · loan HK$1.00M · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,095
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,231
−HK$139/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,653
+HK$283/mo
Deposit HK$335K · loan HK$1.00M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$154/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,507
+HK$316/mo
Deposit HK$268K · loan HK$1.07M · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,434
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,580
−HK$148/mo
Today · 4.125%
HK$5,728
baseline
▲ 0.50% · 4.625%
HK$6,030
+HK$302/mo
Deposit HK$268K · loan HK$1.07M · min. income ≈ HK$11,456/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,190
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,352
−HK$164/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,851
+HK$335/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,774
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,929
−HK$157/mo
Today · 4.125%
HK$6,086
baseline
▲ 0.50% · 4.625%
HK$6,407
+HK$321/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$12,172/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,495
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,666
−HK$174/mo
Today · 4.125%
HK$5,840
baseline
▲ 0.50% · 4.625%
HK$6,195
+HK$355/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$11,680/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,114
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,278
−HK$166/mo
Today · 4.125%
HK$6,444
baseline
▲ 0.50% · 4.625%
HK$6,784
+HK$340/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$12,888/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).