▼ 0.50% · 3.625%
HK$2,399
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,473
−HK$76/mo
Today · 4.125%
HK$2,549
baseline
▲ 0.50% · 4.625%
HK$2,704
+HK$155/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,098/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,669
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,740
−HK$73/mo
Today · 4.125%
HK$2,813
baseline
▲ 0.50% · 4.625%
HK$2,961
+HK$148/mo
Deposit HK$526K · loan HK$526K · min. income ≈ HK$5,626/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,639
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,721
−HK$83/mo
Today · 4.125%
HK$2,804
baseline
▲ 0.50% · 4.625%
HK$2,975
+HK$171/mo
Deposit HK$473K · loan HK$579K · min. income ≈ HK$5,608/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,935
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,014
−HK$80/mo
Today · 4.125%
HK$3,094
baseline
▲ 0.50% · 4.625%
HK$3,257
+HK$163/mo
Deposit HK$473K · loan HK$579K · min. income ≈ HK$6,188/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,878
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,968
−HK$91/mo
Today · 4.125%
HK$3,059
baseline
▲ 0.50% · 4.625%
HK$3,245
+HK$186/mo
Deposit HK$421K · loan HK$631K · min. income ≈ HK$6,118/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,202
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,288
−HK$87/mo
Today · 4.125%
HK$3,375
baseline
▲ 0.50% · 4.625%
HK$3,553
+HK$178/mo
Deposit HK$421K · loan HK$631K · min. income ≈ HK$6,750/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,118
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,215
−HK$99/mo
Today · 4.125%
HK$3,314
baseline
▲ 0.50% · 4.625%
HK$3,516
+HK$202/mo
Deposit HK$368K · loan HK$684K · min. income ≈ HK$6,628/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,469
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,562
−HK$95/mo
Today · 4.125%
HK$3,657
baseline
▲ 0.50% · 4.625%
HK$3,849
+HK$192/mo
Deposit HK$368K · loan HK$684K · min. income ≈ HK$7,314/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$106/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,786
+HK$217/mo
Deposit HK$316K · loan HK$736K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,736
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$102/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,145
+HK$207/mo
Deposit HK$316K · loan HK$736K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,598
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$114/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,056
+HK$232/mo
Deposit HK$263K · loan HK$789K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$109/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,441
+HK$222/mo
Deposit HK$263K · loan HK$789K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,838
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,957
−HK$122/mo
Today · 4.125%
HK$4,079
baseline
▲ 0.50% · 4.625%
HK$4,327
+HK$248/mo
Deposit HK$210K · loan HK$842K · min. income ≈ HK$8,158/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,270
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,384
−HK$116/mo
Today · 4.125%
HK$4,500
baseline
▲ 0.50% · 4.625%
HK$4,738
+HK$238/mo
Deposit HK$210K · loan HK$842K · min. income ≈ HK$9,000/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$129/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$263/mo
Deposit HK$158K · loan HK$894K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$124/mo
Today · 4.125%
HK$4,782
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$252/mo
Deposit HK$158K · loan HK$894K · min. income ≈ HK$9,564/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,318
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,452
−HK$136/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,868
+HK$280/mo
Deposit HK$105K · loan HK$947K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,803
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$131/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,330
+HK$267/mo
Deposit HK$105K · loan HK$947K · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).