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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,177/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,354/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,568 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- D
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 73%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-12 | HK$3.88M | +37.6% 13.3y · 3.0%/yr |
| 2012-05-22 | HK$2.82M | +56.7% |
| 2008-09-17 | HK$1.80M | +12.5% |
| 2008-02-20 | HK$1.60M | +17.6% |
| 2007-01-27 | HK$1.36M | +12.4% |
| 2006-03-04 | HK$1.21M | +14.2% |
| 2002-09-17 | HK$1.06M | −54.7% |
| 1997-07-30 | HK$2.34M | +27.9% |
| 1997-04-07 | HK$1.83M | +15.1% |
| 1995-11-08 | HK$1.59M | — |