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At today's rate and a 90% mortgage, the deposit on this unit is about HK$410K, with repayments around HK$17,896/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$410K · loan HK$3.69M · min. income ≈ HK$35,792/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$20,668 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- D
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 73%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-21 | HK$5.53M | +32.3% 4.6y · 7.0%/yr |
| 2017-02-03 | HK$4.18M | +83.3% 6.1y · 14.0%/yr |
| 2010-12-23 | HK$2.28M | +20.0% |
| 2010-08-19 | HK$1.90M | +43.9% |
| 2006-01-21 | HK$1.32M | +32.0% |
| 2002-06-10 | HK$1.00M | −7.4% |
| 2000-06-23 | HK$1.08M | — |