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At today's rate and a 90% mortgage, the deposit on this unit is about HK$397K, with repayments around HK$17,321/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$397K · loan HK$3.57M · min. income ≈ HK$34,642/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 310 Saleable ft²
- Gross Area
- 408 ft²
- Efficiency
- 76%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-30 | HK$4.40M | +10.0% 2.2y |
| 2024-04-08 | HK$4.00M | −4.8% 7.6y · −1.0%/yr |
| 2016-09-09 | HK$4.20M | +125.8% 6.8y · 18.0%/yr |
| 2009-11-25 | HK$1.86M | — |