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At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,790/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$385K · loan HK$3.46M · min. income ≈ HK$33,580/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- F
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 394 ft²
- Efficiency
- 81%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-02 | HK$3.78M | −11.7% 5.5y · −2.0%/yr |
| 2020-07-24 | HK$4.28M | +22.3% 5.8y · 4.0%/yr |
| 2014-10-15 | HK$3.50M | +191.7% |
| 2007-06-12 | HK$1.20M | +25.0% |
| 2007-03-22 | HK$960K | — |