▼ 0.50% · 3.625%
HK$4,171
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,300
−HK$132/mo
Today · 4.125%
HK$4,432
baseline
▲ 0.50% · 4.625%
HK$4,702
+HK$270/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$8,864/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,640
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,764
−HK$127/mo
Today · 4.125%
HK$4,891
baseline
▲ 0.50% · 4.625%
HK$5,148
+HK$257/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$9,782/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,588
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,731
−HK$145/mo
Today · 4.125%
HK$4,876
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$296/mo
Deposit HK$823K · loan HK$1.01M · min. income ≈ HK$9,752/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$139/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$283/mo
Deposit HK$823K · loan HK$1.01M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,161
−HK$158/mo
Today · 4.125%
HK$5,319
baseline
▲ 0.50% · 4.625%
HK$5,642
+HK$323/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$10,638/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,717
−HK$152/mo
Today · 4.125%
HK$5,869
baseline
▲ 0.50% · 4.625%
HK$6,178
+HK$309/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$11,738/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,422
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,591
−HK$171/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,113
+HK$351/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,032
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,194
−HK$164/mo
Today · 4.125%
HK$6,358
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$335/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$12,716/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,839
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,021
−HK$184/mo
Today · 4.125%
HK$6,205
baseline
▲ 0.50% · 4.625%
HK$6,583
+HK$378/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$12,410/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,496
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,670
−HK$177/mo
Today · 4.125%
HK$6,847
baseline
▲ 0.50% · 4.625%
HK$7,208
+HK$361/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$13,694/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,256
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,451
−HK$197/mo
Today · 4.125%
HK$6,648
baseline
▲ 0.50% · 4.625%
HK$7,053
+HK$405/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$13,296/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,960
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,147
−HK$189/mo
Today · 4.125%
HK$7,336
baseline
▲ 0.50% · 4.625%
HK$7,723
+HK$387/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$14,672/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,673
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,881
−HK$211/mo
Today · 4.125%
HK$7,092
baseline
▲ 0.50% · 4.625%
HK$7,523
+HK$431/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$14,184/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,424
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,623
−HK$202/mo
Today · 4.125%
HK$7,825
baseline
▲ 0.50% · 4.625%
HK$8,237
+HK$412/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$15,650/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,090
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,311
−HK$224/mo
Today · 4.125%
HK$7,535
baseline
▲ 0.50% · 4.625%
HK$7,993
+HK$458/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$15,070/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,888
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,099
−HK$215/mo
Today · 4.125%
HK$8,314
baseline
▲ 0.50% · 4.625%
HK$8,752
+HK$438/mo
Deposit HK$274K · loan HK$1.55M · min. income ≈ HK$16,628/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,507
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,741
−HK$237/mo
Today · 4.125%
HK$7,978
baseline
▲ 0.50% · 4.625%
HK$8,464
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,956/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,352
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,576
−HK$227/mo
Today · 4.125%
HK$8,803
baseline
▲ 0.50% · 4.625%
HK$9,267
+HK$464/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,606/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).