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At today's rate and a 90% mortgage, the deposit on this unit is about HK$273K, with repayments around HK$11,899/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$273K · loan HK$2.46M · min. income ≈ HK$23,798/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 101 schools within a 1 km walk.
Everyday convenience — 192 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 107 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 425 Saleable ft²
- Gross Area
- 578 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-01-03 | HK$3.65M | +40.4% 5.8y · 7.0%/yr |
| 2012-02-24 | HK$2.60M | +30.7% |
| 2010-11-17 | HK$1.99M | +40.1% |
| 2010-01-06 | HK$1.42M | +9.2% |
| 2009-09-29 | HK$1.30M | +23.8% |
| 2007-08-24 | HK$1.05M | +40.0% |
| 2005-09-26 | HK$750K | +21.0% |
| 2005-08-22 | HK$620K | +148.0% |
| 2002-03-22 | HK$250K | — |