▼ 0.50% · 3.625%
HK$4,798
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,947
−HK$151/mo
Today · 4.125%
HK$5,098
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$311/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,196/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,337
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,480
−HK$146/mo
Today · 4.125%
HK$5,626
baseline
▲ 0.50% · 4.625%
HK$5,922
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,252/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,442
−HK$166/mo
Today · 4.125%
HK$5,608
baseline
▲ 0.50% · 4.625%
HK$5,950
+HK$342/mo
Deposit HK$947K · loan HK$1.16M · min. income ≈ HK$11,216/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,871
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,028
−HK$160/mo
Today · 4.125%
HK$6,188
baseline
▲ 0.50% · 4.625%
HK$6,514
+HK$326/mo
Deposit HK$947K · loan HK$1.16M · min. income ≈ HK$12,376/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,757
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,936
−HK$182/mo
Today · 4.125%
HK$6,118
baseline
▲ 0.50% · 4.625%
HK$6,490
+HK$372/mo
Deposit HK$842K · loan HK$1.26M · min. income ≈ HK$12,236/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,405
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,576
−HK$175/mo
Today · 4.125%
HK$6,751
baseline
▲ 0.50% · 4.625%
HK$7,107
+HK$356/mo
Deposit HK$842K · loan HK$1.26M · min. income ≈ HK$13,502/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,237
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,431
−HK$197/mo
Today · 4.125%
HK$6,628
baseline
▲ 0.50% · 4.625%
HK$7,031
+HK$403/mo
Deposit HK$736K · loan HK$1.37M · min. income ≈ HK$13,256/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,938
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,125
−HK$188/mo
Today · 4.125%
HK$7,313
baseline
▲ 0.50% · 4.625%
HK$7,699
+HK$386/mo
Deposit HK$736K · loan HK$1.37M · min. income ≈ HK$14,626/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,717
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,926
−HK$212/mo
Today · 4.125%
HK$7,138
baseline
▲ 0.50% · 4.625%
HK$7,572
+HK$434/mo
Deposit HK$631K · loan HK$1.47M · min. income ≈ HK$14,276/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,472
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,673
−HK$203/mo
Today · 4.125%
HK$7,876
baseline
▲ 0.50% · 4.625%
HK$8,291
+HK$415/mo
Deposit HK$631K · loan HK$1.47M · min. income ≈ HK$15,752/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,196
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,420
−HK$228/mo
Today · 4.125%
HK$7,648
baseline
▲ 0.50% · 4.625%
HK$8,113
+HK$465/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$15,296/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,006
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,221
−HK$217/mo
Today · 4.125%
HK$8,438
baseline
▲ 0.50% · 4.625%
HK$8,883
+HK$445/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$16,876/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,676
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,915
−HK$243/mo
Today · 4.125%
HK$8,158
baseline
▲ 0.50% · 4.625%
HK$8,654
+HK$496/mo
Deposit HK$421K · loan HK$1.68M · min. income ≈ HK$16,316/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,540
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,769
−HK$232/mo
Today · 4.125%
HK$9,001
baseline
▲ 0.50% · 4.625%
HK$9,475
+HK$474/mo
Deposit HK$421K · loan HK$1.68M · min. income ≈ HK$18,002/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,156
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,410
−HK$257/mo
Today · 4.125%
HK$8,667
baseline
▲ 0.50% · 4.625%
HK$9,195
+HK$528/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$17,334/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,073
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,317
−HK$247/mo
Today · 4.125%
HK$9,564
baseline
▲ 0.50% · 4.625%
HK$10,068
+HK$504/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$19,128/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,636
−HK$541/mo
▼ 0.25% · 3.875%
HK$8,904
−HK$273/mo
Today · 4.125%
HK$9,177
baseline
▲ 0.50% · 4.625%
HK$9,736
+HK$559/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,354/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,607
−HK$519/mo
▼ 0.25% · 3.875%
HK$9,865
−HK$261/mo
Today · 4.125%
HK$10,126
baseline
▲ 0.50% · 4.625%
HK$10,660
+HK$534/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,252/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).