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At today's rate and a 90% mortgage, the deposit on this unit is about HK$367K, with repayments around HK$15,998/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$367K · loan HK$3.30M · min. income ≈ HK$31,996/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 101 schools within a 1 km walk.
Everyday convenience — 192 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 107 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 540 Saleable ft²
- Gross Area
- 539 ft²
- Efficiency
- 100%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-25 | HK$4.10M | −14.6% 7.8y · −2.0%/yr |
| 2017-01-20 | HK$4.80M | +43.7% 3.9y · 11.0%/yr |
| 2013-02-06 | HK$3.34M | +156.9% |
| 2008-01-25 | HK$1.30M | +31.3% |
| 2005-07-08 | HK$990K | −20.8% |
| 1998-11-02 | HK$1.25M | — |