▼ 0.50% · 3.625%
HK$3,872
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,992
−HK$122/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,365
+HK$251/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,423
−HK$117/mo
Today · 4.125%
HK$4,540
baseline
▲ 0.50% · 4.625%
HK$4,779
+HK$239/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$9,080/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,259
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$135/mo
Today · 4.125%
HK$4,526
baseline
▲ 0.50% · 4.625%
HK$4,801
+HK$275/mo
Deposit HK$764K · loan HK$934K · min. income ≈ HK$9,052/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,865
−HK$129/mo
Today · 4.125%
HK$4,994
baseline
▲ 0.50% · 4.625%
HK$5,257
+HK$263/mo
Deposit HK$764K · loan HK$934K · min. income ≈ HK$9,988/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,646
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,790
−HK$147/mo
Today · 4.125%
HK$4,937
baseline
▲ 0.50% · 4.625%
HK$5,238
+HK$301/mo
Deposit HK$679K · loan HK$1.02M · min. income ≈ HK$9,874/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,168
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,307
−HK$141/mo
Today · 4.125%
HK$5,448
baseline
▲ 0.50% · 4.625%
HK$5,735
+HK$287/mo
Deposit HK$679K · loan HK$1.02M · min. income ≈ HK$10,896/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$159/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,674
+HK$325/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,599
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$153/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,213
+HK$311/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,589
−HK$171/mo
Today · 4.125%
HK$5,760
baseline
▲ 0.50% · 4.625%
HK$6,111
+HK$351/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$11,520/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,030
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,192
−HK$164/mo
Today · 4.125%
HK$6,356
baseline
▲ 0.50% · 4.625%
HK$6,691
+HK$335/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$12,712/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,807
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,988
−HK$183/mo
Today · 4.125%
HK$6,171
baseline
▲ 0.50% · 4.625%
HK$6,547
+HK$376/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$12,342/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,461
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,634
−HK$176/mo
Today · 4.125%
HK$6,810
baseline
▲ 0.50% · 4.625%
HK$7,169
+HK$359/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$13,620/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,387
−HK$196/mo
Today · 4.125%
HK$6,583
baseline
▲ 0.50% · 4.625%
HK$6,983
+HK$400/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,166/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,891
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,076
−HK$188/mo
Today · 4.125%
HK$7,264
baseline
▲ 0.50% · 4.625%
HK$7,646
+HK$382/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,528/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,582
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,786
−HK$208/mo
Today · 4.125%
HK$6,994
baseline
▲ 0.50% · 4.625%
HK$7,420
+HK$426/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$13,988/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,322
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,518
−HK$200/mo
Today · 4.125%
HK$7,718
baseline
▲ 0.50% · 4.625%
HK$8,124
+HK$406/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$15,436/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,969
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$220/mo
Today · 4.125%
HK$7,406
baseline
▲ 0.50% · 4.625%
HK$7,856
+HK$450/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,812/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,753
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,961
−HK$211/mo
Today · 4.125%
HK$8,172
baseline
▲ 0.50% · 4.625%
HK$8,602
+HK$430/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,344/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).