▼ 0.50% · 3.625%
HK$3,880
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$122/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$251/mo
Deposit HK$851K · loan HK$851K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$117/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,789
+HK$240/mo
Deposit HK$851K · loan HK$851K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$134/mo
Today · 4.125%
HK$4,535
baseline
▲ 0.50% · 4.625%
HK$4,811
+HK$276/mo
Deposit HK$766K · loan HK$936K · min. income ≈ HK$9,070/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,748
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,875
−HK$129/mo
Today · 4.125%
HK$5,004
baseline
▲ 0.50% · 4.625%
HK$5,268
+HK$264/mo
Deposit HK$766K · loan HK$936K · min. income ≈ HK$10,008/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,656
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,801
−HK$147/mo
Today · 4.125%
HK$4,948
baseline
▲ 0.50% · 4.625%
HK$5,249
+HK$301/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$9,896/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,180
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,318
−HK$141/mo
Today · 4.125%
HK$5,459
baseline
▲ 0.50% · 4.625%
HK$5,747
+HK$288/mo
Deposit HK$681K · loan HK$1.02M · min. income ≈ HK$10,918/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,044
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,201
−HK$159/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,686
+HK$326/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,611
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,762
−HK$152/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,226
+HK$312/mo
Deposit HK$596K · loan HK$1.11M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,432
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,601
−HK$171/mo
Today · 4.125%
HK$5,772
baseline
▲ 0.50% · 4.625%
HK$6,124
+HK$352/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$11,544/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,043
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,205
−HK$164/mo
Today · 4.125%
HK$6,369
baseline
▲ 0.50% · 4.625%
HK$6,705
+HK$336/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$12,738/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,820
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,001
−HK$184/mo
Today · 4.125%
HK$6,185
baseline
▲ 0.50% · 4.625%
HK$6,561
+HK$376/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$12,370/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,474
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,648
−HK$176/mo
Today · 4.125%
HK$6,824
baseline
▲ 0.50% · 4.625%
HK$7,184
+HK$360/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$13,648/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,208
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,401
−HK$196/mo
Today · 4.125%
HK$6,597
baseline
▲ 0.50% · 4.625%
HK$6,998
+HK$401/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,194/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,906
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$188/mo
Today · 4.125%
HK$7,279
baseline
▲ 0.50% · 4.625%
HK$7,663
+HK$384/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,558/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,596
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,801
−HK$208/mo
Today · 4.125%
HK$7,009
baseline
▲ 0.50% · 4.625%
HK$7,436
+HK$427/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$14,018/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,338
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,534
−HK$200/mo
Today · 4.125%
HK$7,734
baseline
▲ 0.50% · 4.625%
HK$8,142
+HK$408/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$15,468/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,984
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,201
−HK$221/mo
Today · 4.125%
HK$7,422
baseline
▲ 0.50% · 4.625%
HK$7,873
+HK$451/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,844/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,769
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,978
−HK$211/mo
Today · 4.125%
HK$8,189
baseline
▲ 0.50% · 4.625%
HK$8,621
+HK$432/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,378/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).