▼ 0.50% · 3.625%
HK$3,954
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,077
−HK$125/mo
Today · 4.125%
HK$4,202
baseline
▲ 0.50% · 4.625%
HK$4,458
+HK$256/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$8,404/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,399
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,517
−HK$120/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,881
+HK$244/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,350
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$138/mo
Today · 4.125%
HK$4,623
baseline
▲ 0.50% · 4.625%
HK$4,904
+HK$281/mo
Deposit HK$780K · loan HK$954K · min. income ≈ HK$9,246/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,969
−HK$132/mo
Today · 4.125%
HK$5,101
baseline
▲ 0.50% · 4.625%
HK$5,370
+HK$269/mo
Deposit HK$780K · loan HK$954K · min. income ≈ HK$10,202/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$150/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,350
+HK$307/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,279
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,421
−HK$143/mo
Today · 4.125%
HK$5,564
baseline
▲ 0.50% · 4.625%
HK$5,858
+HK$294/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$11,128/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$162/mo
Today · 4.125%
HK$5,463
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$333/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$10,926/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,719
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,872
−HK$156/mo
Today · 4.125%
HK$6,028
baseline
▲ 0.50% · 4.625%
HK$6,346
+HK$318/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$12,056/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,536
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,708
−HK$175/mo
Today · 4.125%
HK$5,883
baseline
▲ 0.50% · 4.625%
HK$6,241
+HK$358/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,766/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,159
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,324
−HK$168/mo
Today · 4.125%
HK$6,492
baseline
▲ 0.50% · 4.625%
HK$6,834
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,984/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,932
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,116
−HK$188/mo
Today · 4.125%
HK$6,304
baseline
▲ 0.50% · 4.625%
HK$6,687
+HK$383/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$12,608/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,599
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,776
−HK$179/mo
Today · 4.125%
HK$6,955
baseline
▲ 0.50% · 4.625%
HK$7,322
+HK$367/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$13,910/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,327
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,524
−HK$200/mo
Today · 4.125%
HK$6,724
baseline
▲ 0.50% · 4.625%
HK$7,133
+HK$409/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,448/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,039
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,228
−HK$191/mo
Today · 4.125%
HK$7,419
baseline
▲ 0.50% · 4.625%
HK$7,810
+HK$391/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,838/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,723
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,932
−HK$212/mo
Today · 4.125%
HK$7,144
baseline
▲ 0.50% · 4.625%
HK$7,579
+HK$435/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,288/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,479
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,679
−HK$204/mo
Today · 4.125%
HK$7,883
baseline
▲ 0.50% · 4.625%
HK$8,298
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,766/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,118
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,339
−HK$225/mo
Today · 4.125%
HK$7,564
baseline
▲ 0.50% · 4.625%
HK$8,025
+HK$461/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,128/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,919
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,131
−HK$216/mo
Today · 4.125%
HK$8,347
baseline
▲ 0.50% · 4.625%
HK$8,787
+HK$440/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,694/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).