▼ 0.50% · 3.625%
HK$4,173
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$132/mo
Today · 4.125%
HK$4,435
baseline
▲ 0.50% · 4.625%
HK$4,705
+HK$270/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$8,870/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$126/mo
Today · 4.125%
HK$4,893
baseline
▲ 0.50% · 4.625%
HK$5,151
+HK$258/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$9,786/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,590
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,733
−HK$145/mo
Today · 4.125%
HK$4,878
baseline
▲ 0.50% · 4.625%
HK$5,175
+HK$297/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$9,756/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$139/mo
Today · 4.125%
HK$5,383
baseline
▲ 0.50% · 4.625%
HK$5,666
+HK$283/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$10,766/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,163
−HK$159/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$323/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$152/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,181
+HK$309/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,425
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,594
−HK$171/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,116
+HK$351/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,035
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,197
−HK$164/mo
Today · 4.125%
HK$6,361
baseline
▲ 0.50% · 4.625%
HK$6,697
+HK$336/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$12,722/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,842
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,024
−HK$185/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,586
+HK$377/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,499
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,674
−HK$177/mo
Today · 4.125%
HK$6,851
baseline
▲ 0.50% · 4.625%
HK$7,212
+HK$361/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$13,702/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,260
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,454
−HK$198/mo
Today · 4.125%
HK$6,652
baseline
▲ 0.50% · 4.625%
HK$7,057
+HK$405/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$13,304/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,964
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,150
−HK$190/mo
Today · 4.125%
HK$7,340
baseline
▲ 0.50% · 4.625%
HK$7,727
+HK$387/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$14,680/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,677
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,885
−HK$211/mo
Today · 4.125%
HK$7,096
baseline
▲ 0.50% · 4.625%
HK$7,527
+HK$431/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$14,192/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,428
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,627
−HK$202/mo
Today · 4.125%
HK$7,829
baseline
▲ 0.50% · 4.625%
HK$8,242
+HK$413/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$15,658/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,094
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,315
−HK$224/mo
Today · 4.125%
HK$7,539
baseline
▲ 0.50% · 4.625%
HK$7,998
+HK$459/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,078/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,892
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,104
−HK$215/mo
Today · 4.125%
HK$8,319
baseline
▲ 0.50% · 4.625%
HK$8,757
+HK$438/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,638/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,511
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,745
−HK$237/mo
Today · 4.125%
HK$7,982
baseline
▲ 0.50% · 4.625%
HK$8,468
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,964/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,356
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,581
−HK$227/mo
Today · 4.125%
HK$8,808
baseline
▲ 0.50% · 4.625%
HK$9,272
+HK$464/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,616/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).