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At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$19,025/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$38,050/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,427 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- E
- Saleable Area
- 335 Saleable ft²
- Gross Area
- 448 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-27 | HK$5.20M | +20.9% 3.1y · 7.0%/yr |
| 2017-06-27 | HK$4.30M | +54.1% 3.0y · 18.0%/yr |
| 2014-06-25 | HK$2.79M | +22.4% |
| 2012-05-22 | HK$2.28M | +31.0% |
| 2010-11-29 | HK$1.74M | +12.3% |
| 2010-08-02 | HK$1.55M | +50.5% |
| 2007-12-13 | HK$1.03M | −28.0% |
| 1997-02-11 | HK$1.43M | — |