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At today's rate and a 90% mortgage, the deposit on this unit is about HK$403K, with repayments around HK$17,574/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$403K · loan HK$3.63M · min. income ≈ HK$35,148/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$5,901 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- D
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 422 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-13 | HK$5.07M | +30.0% 4.5y · 7.0%/yr |
| 2017-01-11 | HK$3.90M | +47.2% 3.9y · 12.0%/yr |
| 2013-02-01 | HK$2.65M | +99.2% |
| 2010-01-18 | HK$1.33M | +20.9% |
| 2008-02-22 | HK$1.10M | +17.0% |
| 1996-03-07 | HK$940K | — |