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At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,225/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.76M · min. income ≈ HK$36,450/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$35,767 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- C
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 448 ft²
- Efficiency
- 73%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-24 | HK$4.89M | −4.2% 5.6y · 9.0%/yr |
| 2020-07-24 | HK$5.10M | +59.4% 5.3y · 11.0%/yr |
| 2015-03-30 | HK$3.20M | +60.0% |
| 2011-09-07 | HK$2.00M | +56.2% |
| 2009-09-09 | HK$1.28M | +3.2% |
| 2008-06-17 | HK$1.24M | +3.3% |
| 2008-03-14 | HK$1.20M | −25.0% |
| 1998-02-19 | HK$1.60M | −9.1% |
| 1997-04-28 | HK$1.76M | +11.4% |
| 1997-04-25 | HK$1.58M | — |